Travel rewards + lounge access + low forex + travel insurance combined for the ultimate travel companion.
89 cards ranked | Updated February 2026
Travel earning rate
Airport access
International cost
Travel protection
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Travel cards combine multiple benefits: travel rewards, airport lounges, low forex markup, and travel insurance. The best travel cards excel across all these dimensions, making them true travel companions.
A dedicated travel card may not be necessary for infrequent travelers. Consider a general rewards card with decent travel perks instead of paying premium fees for benefits you'll rarely use.
True travel cards deliver value across multiple dimensions. For frequent travelers, the combination of rewards, lounges, low forex, and insurance can easily justify premium annual fees.
