Axis Bank Credit Cards 2025
Explore all credit cards from Axis Bank. 30 cards ranked by our experts.
Visit Official WebsiteShowing 30 cards
Best for: Frequent domestic/international travelers, airline miles collectors
Axis Atlas
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on Axis Bank's website
Annual fee
₹5,000
Rewards rate
₹0.80 - ₹2.00/₹100
Joining fee
₹5,000
Interest rate
45.00%
Card details
Forex Markup
3.50%
Categories Lounge Access, Premium, Rewards, Travel
CardNitty's take
Pros
- 5 EDGE Miles per Rs 100 on travel bookings
- 2 EDGE Miles per Rs 100 on all other spends
- Tier-based lounge access (up to 18 domestic + 12 international)
- Transfer to 20+ airline partners (5:2 ratio)
- Rs 2.5 Cr air accident insurance
- 2,500 welcome EDGE Miles
- Up to 5,000 anniversary EDGE Miles
- Lost baggage cover up to $500
Cons
- High forex markup of 3.5%
- No fee waiver option
- Many excluded categories (fuel, rent, utilities, gold)
- Rs 2L monthly cap on accelerated miles
- High interest rate at 45% annual
- Concierge service discontinued
Best for: High-income travelers, frequent flyers, Rs 25L+ annual spenders
Axis Magnus
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on Axis Bank's website
Annual fee
₹12,500
Rewards rate
₹2.40 - ₹8.50/₹100
Joining fee
₹12,500
Interest rate
42.58%
Card details
Forex Markup
2.00%
Categories Dining, Lounge Access, Premium, Rewards, Travel
CardNitty's take
Pros
- Unlimited domestic and international lounge access
- Excellent rewards on Travel Edge portal (up to 12% value)
- Welcome benefit worth Rs 12,500 (flight ticket/voucher)
- Accelerated rewards above Rs 1.5L monthly spend
- Transfer to airline/hotel partners at 5:2 ratio
- Low 2% forex markup
- No cash withdrawal fee
- Up to 30% dining discounts via EazyDiner
Cons
- High annual fee of Rs 12,500
- Very high spend threshold (Rs 25L) for fee waiver
- Lounge access requires Rs 50K spend in previous 3 months
- BOGO movies and concierge removed in 2024
- 5:2 transfer ratio (not the best)
- Guest lounge visits reduced to 4/year
- NO rewards on: Insurance, Fuel, Gold/Jewelry, Government, Utility/Telecom
- Rent payments capped at Rs 50K/month for rewards
- Transfer cap: 1L to Group A partners, 4L to Group B partners annually
Best for: Ultra HNIs, frequent international travelers, luxury lifestyle seekers, golf enthusiasts
Axis Bank Reserve
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on Axis Bank's website
Annual fee
₹50,000
Rewards rate
₹1.50 - ₹3.00/₹100
Joining fee
₹50,000
Interest rate
42.58%
Card details
Forex Markup
2.00%
Categories Lounge Access, Premium, Rewards, Travel
CardNitty's take
Pros
- Unlimited domestic & international lounge access. 50 complimentary golf rounds annually. Premium memberships (Club Marriott, EazyDiner Prime, Accor Plus). 3% rewards on international spends. VIP airport assistance & luxury transfers. Metal card design
Cons
- Very high annual fee of Rs 50,000. Invite-only availability. Requires Rs 35L spend for fee waiver. Not suitable for domestic-focused users. Complex reward redemption
Best for: Burgundy Private clients, international travelers, golf enthusiasts, luxury hotel lovers
Axis Bank Burgundy Private
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on Axis Bank's website
Annual fee
₹50,000
Rewards rate
₹1.50/₹100
Joining fee
₹50,000
Interest rate
19.56%
Card details
Categories Lounge Access, Premium, Rewards, Travel
CardNitty's take
Pros
- 0% forex markup - first in India
- 15 EDGE Points per Rs.200 (1.5% base, up to 6% on travel)
- Unlimited Priority Pass for primary + add-on cards
- 50 complimentary golf rounds per year
- Rs.4.5 crore air accident insurance
- Zero cash withdrawal interest until due date
- No late payment charges
- 8 airport concierge visits
- Club Marriott + Taj Epicure + ALL Accor memberships
Cons
- Rs.50,000 fees (waived for Burgundy clients only)
- Requires Rs.5 crore relationship or Rs.10L monthly salary
- 15L annual points transfer cap
- Points expire 30 days after card closure
- Rent rewards capped at Rs.1L/month
- Insurance capped at 6,000 points/month
Best for: Flipkart, Myntra shoppers, online shopping enthusiasts
Flipkart Axis Bank
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on Axis Bank's website
Annual fee
₹500
Rewards rate
₹1.00 - ₹6.25/₹100
Joining fee
₹500
Interest rate
40.80%
Card details
Forex Markup
3.50%
Min Monthly Income ₹15,000
Categories Cashback, Entry Level, Lifestyle, Shopping
CardNitty's take
Pros
- 7.5% on Myntra, 5% on Flipkart/Cleartrip, 4% unlimited on Swiggy/Uber, Low income requirement Rs 15K, Fee waiver on Rs 3.5L spend
Cons
- No lounge access (removed June 2025), Cashback caps on Flipkart/Myntra Rs 4K/quarter, 3.5% forex markup, Limited travel benefits
Best for: Flipkart and Myntra shoppers seeking high cashback on online purchases
Flipkart Axis Bank
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on Axis Bank's website
Annual fee
₹500
Rewards rate
₹1.50 - ₹6.25/₹100
Joining fee
₹500
Interest rate
52.86%
Card details
Forex Markup
3.50%
Categories Cashback, Lounge Access, Shopping
CardNitty's take
Pros
- Low annual fee of just ₹500
- Annual fee waiver on spending ₹350000
- Direct cashback instead of points - no redemption hassle
Cons
- Limited lounge access (4 visits per year)
- High forex markup of 3.50% on international transactions
- High interest rate of 52.86% on revolving credit
- High income requirement of ₹300K per month
Best for: Bill payment maximizers, food delivery users, cashback seekers
Axis ACE
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on Axis Bank's website
Annual fee
₹499
Rewards rate
₹1.50 - ₹5.00/₹100
Joining fee
₹499
Interest rate
40.80%
Card details
Forex Markup
3.50%
Min Monthly Income ₹25,000
Categories Cashback, Entry Level, Lifestyle
CardNitty's take
Pros
- 5% on bills via GPay, 4% Swiggy/Zomato/Ola, 1.5% everywhere else, Low annual fee Rs 499, 4 domestic lounges
Cons
- Rs 500/month cap on 5%+4% categories, GPay bills only on Android, Lounge needs Rs 50K/quarter spend, No international lounge
Best for: Entry-level card, low fee, entertainment offers
Axis Bank MY ZONE
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on Axis Bank's website
Annual fee
₹500
Rewards rate
₹0.20/₹100
Joining fee
₹500
Interest rate
40.80%
Card details
Forex Markup
3.50%
Categories Entertainment, Entry Level
CardNitty's take
Pros
- Low annual fee, easy approval, movie discounts
Cons
- Low reward rate, no lounge access
Best for: First-time cardholders and young professionals seeking lifestyle discounts
Axis Bank Neo
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on Axis Bank's website
Annual fee
₹250
Rewards rate
₹0.10 - ₹6.50/₹100
Joining fee
₹250
Interest rate
45.00%
Card details
Forex Markup
3.50%
Categories Dining, Entry Level, Lifestyle
CardNitty's take
Pros
- Low annual fee of just ₹250
- Good reward rate of up to ₹8.00 per ₹100
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- Reward rates vary significantly across categories
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 45.00% on revolving credit
- High income requirement of ₹180K per month
Best for: Premium benefits, lounge access, lifestyle perks
Axis Bank Privilege
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on Axis Bank's website
Annual fee
₹1,500
Rewards rate
₹0.50/₹100
Joining fee
₹1,500
Interest rate
40.80%
Card details
Forex Markup
3.50%
Categories Lounge Access, Premium, Rewards
CardNitty's take
Pros
- Good lounge access, lifestyle benefits, movie offers
Cons
- Average reward value compared to Magnus/Reserve
Best for: Airtel users seeking cashback on telecom and lifestyle spends
Airtel Axis Bank
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on Axis Bank's website
Annual fee
₹500
Rewards rate
₹0.50 - ₹15.00/₹100
Joining fee
₹500
Interest rate
N/A
Card details
Categories Cashback, Lifestyle
CardNitty's take
Pros
- Low annual fee of just ₹500
- Annual fee waiver on spending ₹50000
- Direct cashback instead of points - no redemption hassle
Cons
- No complimentary lounge access
- High income requirement of ₹300K per month
Axis Bank Indian Oil
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on Axis Bank's website
Annual fee
₹500
Rewards rate
₹0.50 - ₹1.25/₹100
Joining fee
₹500
Interest rate
42.00%
Card details
Forex Markup
3.50%
Min Monthly Income ₹20
Categories Entry Level, Fuel
CardNitty's take
Pros
- Low annual fee of just ₹500
- Annual fee waiver on spending ₹50000
- Extended interest-free period of 50 days
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
IndianOil Axis Bank Premium
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on Axis Bank's website
Annual fee
₹1,500
Rewards rate
₹0.25 - ₹5.00/₹100
Joining fee
₹1,500
Interest rate
42.00%
Card details
Forex Markup
3.50%
Min Monthly Income ₹25
Categories Fuel, Rewards
CardNitty's take
Pros
- Annual fee waiver on spending ₹150000
- Extended interest-free period of 50 days
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
Best for: Vistara frequent flyers, premium lounge, miles earning
Axis Bank Vistara Infinite
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on Axis Bank's website
Annual fee
₹10,000
Rewards rate
₹2.00 - ₹5.50/₹100
Joining fee
₹10,000
Interest rate
40.80%
Card details
Forex Markup
2.00%
Categories Lounge Access, Premium, Travel
CardNitty's take
Pros
- Excellent miles earning, complimentary flights, lounge access, club vistara upgrades
Cons
- High fee, miles only valuable for Vistara travel
Best for: Frequent Air India/Vistara domestic travelers seeking complimentary tickets
Vistara Signature
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on Axis Bank's website
Annual fee
₹3,000
Rewards rate
₹1.50 - ₹2.25/₹100
Joining fee
₹3,000
Interest rate
40.80%
Card details
Forex Markup
3.50%
Min Monthly Income ₹50
Categories Lounge Access, Premium, Travel
CardNitty's take
Pros
- ['Complimentary Premium Economy ticket as welcome benefit', 'Up to 4 additional tickets through milestone spends', 'Maharaja Club Silver membership included', '8 domestic lounge visits per year', '3 complimentary golf rounds annually']
Cons
- ['Not accepting new applications currently', 'Lounge access requires Rs 50,000 quarterly spend', 'Limited international travel benefits', 'Lower point value compared to premium cards']
Primus
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on Axis Bank's website
Annual fee
₹3,54,000
Rewards rate
₹5.00/₹100
Joining fee
₹5,90,000
Interest rate
12.68%
Card details
Categories Lifestyle, Lounge Access, Premium, Travel
CardNitty's take
Pros
- Unlimited international lounge access
- Unlimited domestic lounge access
- Comprehensive insurance coverage up to ₹6 crore
- Complimentary golf privileges
- 24x7 dedicated concierge service
- Extended interest-free period of 50 days
Cons
- High annual fee of ₹354000 may not suit everyone
- Significant joining fee of ₹590000
- High income requirement of ₹1000K per month
- Invite-only card - not available for direct application
Best for: Premium users seeking balanced rewards and lounge access
Axis Bank Signature
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on Axis Bank's website
Annual fee
₹1,999
Rewards rate
₹0.80 - ₹2.00/₹100
Joining fee
₹1,999
Interest rate
N/A
Card details
Forex Markup
3.50%
Categories Lifestyle, Lounge Access, Premium
CardNitty's take
Pros
- Annual fee waiver on spending ₹200000
- Generous 8 domestic lounge visits per year
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- High forex markup of 3.50% on international transactions
- High income requirement of ₹600K per month
Best for: Premium lifestyle benefits, lounge access, entertainment
Axis Bank Select
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on Axis Bank's website
Annual fee
₹3,000
Rewards rate
₹0.62/₹100
Joining fee
₹3,000
Interest rate
40.80%
Card details
Forex Markup
2.50%
Categories Entertainment, Lifestyle, Lounge Access, Premium
CardNitty's take
Pros
- Good lounge access, entertainment benefits, dining offers
Cons
- Higher fee, lower value than Magnus tier
Axis Bank Rewards
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on Axis Bank's website
Annual fee
₹500
Rewards rate
₹0.50 - ₹1.25/₹100
Joining fee
₹500
Interest rate
42.00%
Card details
Forex Markup
3.50%
Min Monthly Income ₹25
Categories Entry Level, Rewards
CardNitty's take
Pros
- Low annual fee of just ₹500
- Annual fee waiver on spending ₹50000
- Extended interest-free period of 50 days
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
Axis Bank Cashback
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on Axis Bank's website
Annual fee
₹500
Rewards rate
₹1.00 - ₹2.00/₹100
Joining fee
₹500
Interest rate
42.00%
Card details
Forex Markup
3.50%
Min Monthly Income ₹25
Categories Cashback, Entry Level
CardNitty's take
Pros
- Low annual fee of just ₹500
- Annual fee waiver on spending ₹50000
- Direct cashback instead of points - no redemption hassle
- Extended interest-free period of 50 days
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
Axis Bank Horizon
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on Axis Bank's website
Annual fee
₹1,500
Rewards rate
₹0.25 - ₹0.62/₹100
Joining fee
₹1,500
Interest rate
42.00%
Card details
Forex Markup
3.50%
Min Monthly Income ₹25
Categories Lifestyle, Rewards
CardNitty's take
Pros
- Annual fee waiver on spending ₹100000
- Extended interest-free period of 50 days
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
Fibe Axis Bank
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on Axis Bank's website
Annual fee
FREE
Rewards rate
₹1.00 - ₹3.00/₹100
Joining fee
FREE
Interest rate
36.00%
Card details
Forex Markup
3.50%
Min Monthly Income ₹20
Categories Entry Level, Lifetime Free
CardNitty's take
Pros
- Lifetime free - no annual or joining fee
- Direct cashback instead of points - no redemption hassle
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
Kiwi Axis UPI
APPLY NOW
on Axis Bank's website
Annual fee
FREE
Rewards rate
₹1.00/₹100
Joining fee
FREE
Interest rate
36.00%
Card details
Forex Markup
3.50%
Categories Entry Level, Lifetime Free
CardNitty's take
Pros
- Lifetime free - no annual or joining fee
- Direct cashback instead of points - no redemption hassle
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
Axis Bank Samsung Infinite
APPLY NOW
on Axis Bank's website
Annual fee
₹10,000
Rewards rate
₹0.50 - ₹7.50/₹100
Joining fee
₹10,000
Interest rate
40.80%
Card details
Forex Markup
2.00%
Min Monthly Income ₹50
Categories Lounge Access, Premium, Shopping
CardNitty's take
Pros
- Annual fee waiver on spending ₹600000
- Comprehensive insurance coverage up to ₹2 crore
- 24x7 dedicated concierge service
- Low forex markup of 2.00% - great for international spends
- Extended interest-free period of 50 days
Cons
- High annual fee of ₹10000 may not suit everyone
- Significant joining fee of ₹10000
- No complimentary lounge access
- High interest rate of 40.80% on revolving credit
Axis Bank My Wings
APPLY NOW
on Axis Bank's website
Annual fee
FREE
Rewards rate
₹0.25/₹100
Joining fee
FREE
Interest rate
42.00%
Card details
Forex Markup
3.50%
Min Monthly Income ₹20
Categories Entry Level, Lifetime Free
CardNitty's take
Pros
- Lifetime free - no annual or joining fee
- Extended interest-free period of 50 days
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
Axis Bank LIC
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on Axis Bank's website
Annual fee
₹500
Rewards rate
₹0.25 - ₹1.25/₹100
Joining fee
₹500
Interest rate
42.00%
Card details
Forex Markup
3.50%
Min Monthly Income ₹25
Categories Entry Level, Rewards
CardNitty's take
Pros
- Low annual fee of just ₹500
- Annual fee waiver on spending ₹50000
- Extended interest-free period of 50 days
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
Axis Bank Shoppers Stop
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on Axis Bank's website
Annual fee
₹500
Rewards rate
₹0.20 - ₹2.00/₹100
Joining fee
₹500
Interest rate
42.00%
Card details
Forex Markup
3.50%
Min Monthly Income ₹25
Categories Lifestyle, Rewards, Shopping
CardNitty's take
Pros
- Low annual fee of just ₹500
- Annual fee waiver on spending ₹75000
- Extended interest-free period of 50 days
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
Axis Bank Pride Platinum
APPLY NOW
on Axis Bank's website
Annual fee
₹999
Rewards rate
₹0.50/₹100
Joining fee
₹999
Interest rate
42.00%
Card details
Forex Markup
3.50%
Min Monthly Income ₹25
Categories Business, Rewards
CardNitty's take
Pros
- Annual fee waiver on spending ₹75000
- Extended interest-free period of 50 days
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
Axis Bank Insta Easy
APPLY NOW
on Axis Bank's website
Annual fee
₹199
Rewards rate
₹0.10/₹100
Joining fee
₹199
Interest rate
42.00%
Card details
Forex Markup
3.50%
Categories Entry Level
CardNitty's take
Pros
- Low annual fee of just ₹199
- Annual fee waiver on spending ₹25000
- Extended interest-free period of 50 days
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
Axis Bank Pride Signature
APPLY NOW
on Axis Bank's website
Annual fee
₹1,999
Rewards rate
₹0.75/₹100
Joining fee
₹1,999
Interest rate
42.00%
Card details
Forex Markup
3.50%
Min Monthly Income ₹50
Categories Business, Lounge Access, Rewards
CardNitty's take
Pros
- Annual fee waiver on spending ₹100000
- Extended interest-free period of 50 days
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
About Axis Bank
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