About CardNitty

We help you extract maximum value from every credit card swipe

Our Mission

To ensure no cardholder leaves rewards on the table. We help you optimize every swipe so you earn maximum value from cards you already own.

Our Vision

To be the most trusted reward optimization platform, where every cardholder knows exactly which card to use for every purchase.

Our Values

Algorithm-driven accuracy, real-time data, and user-first design. No paid placements. No arbitrary rankings. Pure optimization.

The Problem We Solve

Most cardholders use the wrong card for their purchases - losing 2-10% in potential rewards every single swipe.

67%
of cardholders use one card for everything
Rs 8,000+
average rewards lost per year per cardholder
90%
don't know about monthly reward caps

Our Optimization Engine

200+
Cards Analyzed
300+
Brand Mappings
24
Reward Categories
Real-time
Cap Tracking

How We Optimize Your Rewards

Smart Card Recommendations

Our Reward Maximizer analyzes your cards and tells you exactly which one to use for dining, travel, shopping, fuel, and more.

Cap-Aware Switching

We track monthly reward caps across all your cards and alert you when it's time to switch to avoid losing rewards.

Algorithm-Driven Rankings

Our ratings are computed mathematically across 24 leaderboards. No editorial picks, no paid placements - just data.

Real-Time Updates

When banks change reward rates or caps, our optimization engine recalculates instantly. Your recommendations are always current.

Ready to Maximize Your Rewards?

Add your cards and discover how much more you could be earning on every swipe.

Try the Reward Maximizer

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