HDFC Freedom
Annual Fee
₹500
Rewards/₹100 ⓘ
₹0.33
Interest Rate
41.40%
Credit Score
700+
At a Glance
Key Benefits
Reward points
Lounge Access
No lounge access
Eligibility
Any income level, CIBIL: 700+
Quick Details
Reward Structure
All Spends
Reward Calculator
Milestone Benefits
Annual fee waiver on Rs. 50000 annual spend
Spend ₹50,000 within 365 days
value
Insurance Coverage
Lost Card
₹0
Zero liability for lost card transactions.
Lost Card
₹0
Zero liability for lost card transactions when reported within 3 days of loss/theft.
Lost Card
₹0
Zero liability for lost card transactions when reported within 3 days.
Lost Card
₹0
Zero liability.
Lost Card
₹0
Zero liability for lost card transactions when reported within 3 days of loss/theft.
Lost Card
₹0
Zero liability for lost card transactions when reported within 3 days.
Lost Card
₹0
Zero liability for lost card transactions when reported within 3 days.
Lost Card
₹0
Zero liability.
Lost Card
₹0
Zero liability.
Lost Card
₹0
Zero liability.
Lost Card
₹0
Zero liability.
Lost Card
₹0
Zero liability for lost card transactions when reported within 3 days of loss/theft.
Fraud
₹0
Zero liability for unauthorized transactions when reported immediately to the bank.
Fraud
₹0
Zero liability for unauthorized transactions.
Fraud
₹0
Zero liability.
Fraud
₹0
Zero liability for unauthorized transactions.
Fraud
₹0
Zero liability for unauthorized transactions when reported immediately to the bank.
Fraud
₹0
Zero liability for unauthorized transactions.
Fraud
₹0
Zero liability for unauthorized transactions.
Fraud
₹0
Zero liability.
Fraud
₹0
Zero liability.
Fraud
₹0
Zero liability.
Fraud
₹0
Zero liability.
Fraud
₹0
Zero liability for unauthorized transactions when reported immediately to the bank.
Quick Analysis
Basic entry-level card for those building credit.
Pros
- Low annual fee, easy approval
Cons
- Very basic rewards, no premium benefits
Best For
Entry-level card, low fee, basic rewards
Not Ideal For
Very limited benefits
Frequently Asked Questions
What is the annual fee for HDFC Freedom?
What are the eligibility requirements for HDFC Freedom?
Does HDFC Freedom offer lounge access?
What rewards does HDFC Freedom offer?
What is the forex markup on international transactions?
Which payment network does HDFC Freedom use?
User Reviews
Ready to Apply for HDFC Freedom?
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