Showing 7 cards
Best for: Business owners, self-employed professionals, frequent travelers
HDFC BizBlack
APPLY NOW
on HDFC Bank's website
Annual fee
₹10,000
#277Rewards rate
₹3.33 - ₹10.00/₹100
#11Joining fee
₹10,000
#275Interest rate
23.88%
#20 Card details
Forex Markup
2.00%
#38
Domestic Lounge
Unlimited
#1
International Lounge
Unlimited
#1
Min Credit Score
750+
#186
Categories Business, Lounge Access, Premium, Travel
CardNitty's take
Pros
- 5 reward points per Rs 150 spent (3.33% base reward rate)
- 5X accelerated rewards on spends over Rs 50K/cycle
- Up to 150,000 reward points per statement cycle
- Unlimited domestic and international lounge access
- Priority Pass membership (1,000+ lounges)
- 6 complimentary golf games per quarter (24/year)
- 24/7 exclusive concierge service
- Club Marriott + Taj vouchers worth Rs 5K welcome benefit
- Rs 5K voucher for every Rs 5L spend
- Low forex markup of 2%
- 55 days interest-free period
- Rs 9L credit liability cover
Cons
- High annual fee of Rs 10,000 + GST
- High income requirement (ITR Rs 30L+)
- For business/self-employed only (not salaried)
- Limited Diners Club merchant acceptance
- No rewards on fuel, wallet, rent, education, EMI
- 1% charge on gaming spends over Rs 10K/month (from July 2025)
Best for: SME owners, self-employed professionals, GST/tax payers
HDFC BizPower
APPLY NOW
on HDFC Bank's website
Annual fee
₹2,500
#227Rewards rate
₹1.73 - ₹5.20/₹100
#10Joining fee
₹2,500
#228Interest rate
42.00%
#108 Card details
Forex Markup
3.50%
#75
Domestic Lounge
2/year
#92
Min Credit Score
750+
#186
Categories Business, Lounge Access, Rewards
CardNitty's take
Pros
- 5X rewards on business spends over Rs 25K/cycle
- 4 RP per Rs 150 base reward rate
- 5X on GST, tax, bill payments, Google Ads, AWS, Office 365, Tally
- Free Amazon Prime (1 year) + Biz Prime (6 months) welcome benefit
- 6 Priority Pass international lounge visits/year
- +2 domestic lounge visits on Rs 75K quarterly spend
- 4% savings on MMT MyBiz bookings
- 10% off at 35K+ restaurants
- 10X rewards on SmartBuy (Flipkart, MakeMyTrip, Apple)
- Rs 2K vouchers on Rs 2.5L quarterly spend
- 55 days interest-free period
- Rs 9L credit liability cover
Cons
- Lower point value (Rs 0.65 per point)
- Higher forex markup of 3.5%
- Accelerated rewards capped at 5,000/cycle
- Max 60,000 RP per year
- No rewards on fuel, wallet, rent, education, EMI
- 1% charge on utility spends over Rs 75K
- For self-employed only
Best for: Small business owners, startups, DMart shoppers, GST payers
HDFC BizGrow
APPLY NOW
on HDFC Bank's website
Annual fee
₹500
#113Rewards rate
₹0.33 - ₹1.83/₹100
#96Joining fee
₹500
#112Interest rate
43.20%
#237 Card details
Forex Markup
3.50%
#75
Min Credit Score
700+
#54
Min Monthly Income ₹50
Categories Business, Entry Level
CardNitty's take
Pros
- 10X CashPoints on GST, DMart, bill payments, hotels, software
- 2 CashPoints per Rs 150 on business spends
- Up to 40% savings on business software (Google Workspace, Tally, AWS)
- Rs 250 welcome voucher on first transaction
- 2,000 CashPoints on Rs 1L quarterly spend
- 1% fuel surcharge waiver (capped Rs 250/cycle)
- 10% off at 35K+ restaurants
- Low annual fee of Rs 500
- Fee waiver at just Rs 1L spend
- 55 days interest-free period
- Rs 3L credit liability cover
- Business insurance available from Rs 3,785/year
Cons
- Low CashPoint value (Rs 0.25 per point)
- CashPoints capped at 15,000/cycle
- No airport lounge access
- No rewards on rent and fuel
- CashPoints expire after 2 years
- For self-employed only
- Min 2,500 points for redemption
Best for: Corporates, business expense management
Canara Bank Corporate Credit Card
APPLY NOW
on Canara Bank's website
Annual fee
FREE
#1Rewards rate
₹0.25/₹100
#276Joining fee
FREE
#1Interest rate
36.00%
#45 Card details
Forex Markup
0 3.50%
#75
Min Monthly Income ₹75
Categories Business
CardNitty's take
Pros
- Zero annual fee (corporate card)
- Business expense management
- Higher credit limits for corporates
- Multiple add-on cards for employees
- Detailed expense reports
- Corporate liability protection
Cons
- Only for corporates (not individuals)
- Basic reward structure
- No lounge access
- No personal benefits
- 3.5% forex markup
Axis Bank Pride Platinum
APPLY NOW
on Axis Bank's website
Annual fee
₹999
#165Rewards rate
₹0.50/₹100
#238Joining fee
₹999
#166Interest rate
42.00%
#108 Card details
Forex Markup
3.50%
#75
Min Credit Score
700+
#54
Min Monthly Income ₹25
Categories Business, Rewards
CardNitty's take
Pros
- Annual fee waiver on spending ₹75000
- Extended interest-free period of 50 days
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
YES First Business
APPLY NOW
on Yes Bank's website
Annual fee
₹2,499
#225Rewards rate
₹0.50 - ₹1.50/₹100
#166Joining fee
₹2,499
#226Interest rate
41.88%
#88 Card details
Forex Markup
3.50%
#75
Domestic Lounge
4/year
#61
Min Credit Score
720+
#154
Min Monthly Income ₹50
Categories Business, Lounge Access, Rewards
CardNitty's take
Pros
- Annual fee waiver on spending ₹200000
- Extended interest-free period of 50 days
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- Limited lounge access (4 visits per year)
- High forex markup of 3.50% on international transactions
- High interest rate of 41.88% on revolving credit
Axis Bank Pride Signature
APPLY NOW
on Axis Bank's website
Annual fee
₹1,999
#215Rewards rate
₹0.75/₹100
#219Joining fee
₹1,999
#216Interest rate
42.00%
#108 Card details
Forex Markup
3.50%
#75
Min Credit Score
720+
#154
Min Monthly Income ₹50
Categories Business, Lounge Access, Rewards
CardNitty's take
Pros
- Annual fee waiver on spending ₹100000
- Extended interest-free period of 50 days
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit