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HDFC Pixel Play

HDFC Pixel Play

HDFC Bank
|
Cashback Lifestyle Shopping

Annual Fee

₹500

Rewards/₹100 ⓘ

₹1.00 - ₹3.00

Normalized to balance base rate with bonus categories

Interest Rate

42.00%

Credit Score

700+

Quick Details

Annual Fee
₹500 #113
Joining Fee
₹500 #112
Interest Rate
42.00% p.a. #108
Forex Markup
3.50% #75
Rewards/₹100
₹1.00 - ₹3.00 #49
Reward Type Cashback
Reward Currency Cashback
Min Credit Score
700+ #54
Min Monthly Income ₹25
Network VISA
Late Payment Fee
Cash Advance Fee 2.50% (min ₹500)
Fee Waiver on Spend ₹1,00,000/yr

Reward Structure

Cat

Pack 1 (Myntra, Nykaa, Zomato, etc.)

₹5.00 /₹100
Cat

Pack 2 (BookMyShow, Reliance Digital, etc.)

₹5.00 /₹100
Partner

Amazon/Flipkart/PayZapp (choose 1)

₹3.00 /₹100
Cat

UPI Spends (RuPay only)

₹1.00 /₹100
Base

All Spends

₹1.00 /₹100

Reward Calculator

₹
Allocate by Category 100%
Pack 1 (Myntra, Nykaa, Zomato, etc.)
5.0 pts
35% ₹0
Pack 2 (BookMyShow, Reliance Digital, etc.)
5.0 pts
25% ₹0
Amazon/Flipkart/PayZapp (choose 1)
3.0 pts
20% ₹0
UPI Spends (RuPay only)
1.0 pts
12% ₹0
Other Spends
1.0 pts
8% ₹0
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:

Milestone Benefits

Welcome Bonus

Joining fee waiver on Rs 20,000 spend within 90 days of card issuance

Spend ₹20,000 within 90 days

₹500

value

Insurance Coverage

Lost Card

₹0

Zero liability.

Fraud

₹0

Zero liability.

Lifestyle Perks

Dining

1% fuel surcharge waiver on Rs 400-5000, capped at Rs 250/month

Category Rankings

See how this card performs in different spending categories compared to other cards.

Dining #8 /15
5.0000 pts/₹100 Top 54%
Entertainment #2 /4
5.0000 pts/₹100 Top 50%
Online #17 /19
3.0000-5.0000 pts/₹100 Top 90%
Shopping #13 /15
5.0000 pts/₹100 Top 87%

Quick Analysis

HDFC Pixel Play is a next-gen digital credit card for millennials who love streaming, shopping, and gaming. With customizable cashback categories and PayZapp integration, it is perfect for digital-savvy users.

Pros

  • 5% cashback on 2 customizable packs (Myntra, Nykaa, Zomato, BookMyShow, etc.)
  • 3% cashback on 1 e-commerce (Amazon/Flipkart/PayZapp)
  • 1% unlimited cashback on all other spends
  • 1% on UPI spends (RuPay variant) - 500 points/month cap
  • Digital-first card managed via PayZapp app
  • Instant digital card issuance
  • Customize cashback categories every 3 months
  • Low annual fee of Rs 500, waiver at Rs 1L
  • 1% fuel surcharge waiver (capped Rs 250/month)
  • 10% off via Swiggy Dineout
  • RuPay variant available for UPI rewards

Cons

  • 5% cashback capped at 500 points/month per pack
  • 3% e-commerce capped at 500 points/month
  • No airport lounge access
  • Higher forex markup of 3.5%
  • No rewards on fuel, rent, EMI, wallet, govt spends
  • Requires PayZapp app for management
  • Not a physical card by default

Best For

Digital natives, online shoppers, streaming/gaming enthusiasts

Not Ideal For

Traditional users, travelers, those preferring physical cards

Frequently Asked Questions

What are the fees for HDFC Pixel Play Credit Card?
The HDFC Pixel Play Credit Card has a joining fee of Rs 500 and annual fee of Rs 500. The annual fee can be waived on spending Rs 100,000 in the previous year.
What is the eligibility criteria for HDFC Pixel Play Credit Card?
To be eligible for the HDFC Pixel Play Credit Card, you need a minimum monthly income of Rs 25,000-50,000/month, age between 21-60 years, and a credit score of 700+. HDFC Bank customers with existing relationships may get preferential treatment.
What rewards does HDFC Pixel Play Credit Card offer?
The HDFC Pixel Play Credit Card offers cashback rewards on your spending. The exact cashback percentage varies by category. Check the card benefits section for detailed cashback rates on different spending categories.
Does HDFC Pixel Play Credit Card offer airport lounge access?
The HDFC Pixel Play Credit Card may provide limited or no complimentary lounge access. Please check with HDFC Bank for the latest lounge access benefits.
How can I apply for HDFC Pixel Play Credit Card?
You can apply for the HDFC Pixel Play Credit Card through HDFC Bank official website, mobile app, or by visiting your nearest HDFC Bank branch. Existing customers can also apply through net banking.

User Reviews

Our Rating

3.7
APPLY NOW

on HDFC Bank's website

Rating Breakdown

Rewards
4.4/5 Top 23%
Benefits
3.2/5 Top 65%
Fees
3.6/5 Top 43%
Value for Money
3.5/5 Top 40%
User Reviews
3.0/5 Top 50%

Important Links

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