At a Glance
Key Benefits
Reward points
Lounge Access
8 domestic + 4 intl lounges/year
Eligibility
Contact bank, CIBIL: 750+
Quick Details
Reward Structure
All Spends
Dining
Grocery
Reward Calculator
Milestone Benefits
E-gift voucher worth Rs 3,000
Spend ₹0
value
Pizza Hut voucher
Spend ₹50,000 within 90 days
value
Yatra/Pantaloons voucher
Spend ₹5,00,000 within 365 days
value
Airport Lounge Access
visits per year
visits per year
Insurance Coverage
Lost Card
₹0
Zero liability for lost card transactions when reported within 3 days.
Fraud
₹0
Zero liability for unauthorized transactions.
Air Accident
₹50,00,000
Air accident cover for travel booked using this card.
Lifestyle Perks
Golf
4 /year
Complimentary golf rounds
Membership
1
Club Vistara Silver + Trident Privilege Red
Quick Analysis
SBI Card PRIME is a solid mid-tier premium card ideal for users with significant dining and grocery spends.
Pros
- 10X rewards on dining, groceries & department stores. Up to Rs 11,000 in milestone vouchers annually. 8 domestic + 4 international lounge visits. Club Vistara Silver membership. Good reward rate of 2.5% on bonus categories
Cons
- Annual fee of Rs 2,999 (waivable on 3L spend). Reward points capped at 7,500/month on bonus categories. Air accident insurance discontinued from July 2025. Lower international lounge access compared to competitors. Rs 99 fee for rewards redemption
Best For
Dining enthusiasts, grocery shoppers, frequent domestic travelers
Not Ideal For
International travelers, luxury seekers, high spenders
Frequently Asked Questions
What is the annual fee for SBI Card PRIME?
What are the eligibility requirements for SBI Card PRIME?
Does SBI Card PRIME offer lounge access?
What rewards does SBI Card PRIME offer?
What is the forex markup on international transactions?
Which payment network does SBI Card PRIME use?
User Reviews
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