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ICICI Bank Credit Cards 2026

Explore all credit cards from ICICI Bank. 3 cards ranked by our experts.

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Best for: Frequent Amazon shoppers, especially Prime members looking for a no-fee card with unlimited cashback on Amazon purchases. Also ideal for first-time credit card users and students.
Amazon Pay ICICI Bank

Amazon Pay ICICI Bank

4.2 CardNitty rating
APPLY NOW on ICICI Bank's website

Annual fee

FREE

Rewards rate

₹1.00 - ₹5.00/₹100

Joining fee

FREE

Interest rate

45.00%

Card details
Forex Markup
1.99%
Categories Cashback, Co-Branded, Entry Level, Lifetime Free, Shopping
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CardNitty's take

Pros

  • Lifetime free with zero joining and annual fees
  • Up to 5% unlimited cashback on Amazon for Prime members
  • No cap on cashback earnings and rewards never expire
  • Low forex markup of 1.99%
  • 1% fuel surcharge waiver
  • 15% off dining via ICICI Culinary Treats
  • Seamless auto-redemption to Amazon Pay balance

Cons

  • Cashback limited to Amazon Pay balance, not statement credit
  • No airport lounge access without Rs. 75,000 quarterly spend
  • No insurance or travel benefits
  • No cashback on fuel, rent, EMI, international, education, or wallet load spends
  • 1% base rate on non-Amazon spends is below some competitors
  • New fees from Jan 2026: wallet load, gaming, transportation surcharges
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Best for: High-net-worth individuals seeking luxury travel benefits, unlimited lounge access, premium dining experiences, and a high 3% reward rate with excellent redemption options.
ICICI Bank Emeralde Private Metal

ICICI Bank Emeralde Private Metal

3.6 CardNitty rating
APPLY NOW on ICICI Bank's website

Annual fee

₹12,499

Rewards rate

₹3.00/₹100

Joining fee

₹12,499

Interest rate

45.00%

Card details
Forex Markup
2.00%
Categories Lounge Access, Premium
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CardNitty's take

Pros

  • 3% reward rate with 1 RP = Rs. 1 redemption value
  • Unlimited domestic and international lounge access
  • Unlimited complimentary golf rounds worldwide
  • Taj Epicure Plus and EazyDiner Prime memberships
  • Zero late payment charges
  • Rs. 3 Crore Air Accident Insurance

Cons

  • High annual fee of Rs. 12,499 + GST
  • Invite-only - not available for direct application
  • Limited transfer partner (only Air India Maharaja Club)
  • Rs. 3,500 card replacement fee for metal card
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Best for: Frequent travellers who book through MakeMyTrip regularly and want to earn unlimited myCash rewards on flights, hotels, and holiday packages.
MakeMyTrip ICICI Bank

MakeMyTrip ICICI Bank

3.8 CardNitty rating
APPLY NOW on ICICI Bank's website

Annual fee

₹999

Rewards rate

₹1.00 - ₹5.50/₹100

Joining fee

₹999

Interest rate

45.00%

Card details
Forex Markup
0.99%
Categories Co-Branded, Lounge Access, Rewards, Travel
View full details
CardNitty's take

Pros

  • Up to 6% myCash on MakeMyTrip hotel bookings with no cap
  • Industry-low 0.99% forex markup on international transactions
  • 8 complimentary domestic lounge visits + 1 international per year
  • BOGO movie tickets on BookMyShow and INOX twice per month
  • Dual network (Mastercard + RuPay) with UPI earning capability
  • myCash never expires and equals Rs 1 each

Cons

  • myCash can only be redeemed on MakeMyTrip, not transferred to bank account
  • Lounge access limited to primary cardholder only
  • Only 1 international lounge visit per year
  • Fuel surcharge waiver limited to HPCL pumps only
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About ICICI Bank

Total Cards

3

Country

India

Website

www.icicibank.com

Support Email

support@icicibank.com

Card Categories

Cashback Co-Branded Entry Level Lifetime Free Shopping Lounge Access Premium Rewards Travel

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