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HDFC Diners Club Privilege

Annual Fee

₹2,500

Rewards/₹100

₹1.33 - ₹3.33

Normalized to balance base rate with bonus categories

Interest Rate

41.40%

Credit Score

750+

At a Glance

Key Benefits

Reward points, 2.00% forex markup

Lounge Access

12 domestic + 6 intl lounges/year

Eligibility

Any income level, CIBIL: 750+

Quick Details

Annual Fee
₹2,500 #227
Joining Fee
₹2,500 #228
Interest Rate
41.40% p.a. #82
Forex Markup
2.00% #38
Rewards/₹100
₹1.33 - ₹3.33 #96
Reward Type Reward Points
Reward Currency Points
Domestic Lounge Visits
12/year #23
International Lounge Visits
6/year #26
Min Credit Score
750+ #186
Min Monthly Income ₹NaN
Network DINERS_CLUB
forex_markup 2.00%
Fee Waiver on Spend ₹3,00,000/yr

Reward Structure

Base

All Spends

₹1.33 /₹100
Base

SmartBuy

₹3.33 /₹100

Reward Calculator

Allocate by Category100%
Other Spends
6.7 pts
100%₹50,000
Your Rewards
Points Earned3,333
Cash Value₹1,667
Breakdown
Other Spends3,333
Total Value₹1,667
Quick amounts:

Milestone Benefits

Milestone

Fee waiver on Rs. 3 lakh annual spend

Spend ₹3,00,000 within 365 days

₹0

value

Airport Lounge Access

Domestic Free
12

visits per year

International Free
6

visits per year

Insurance Coverage

Air Accident

₹50,00,000

Lost Card Liability

₹3,00,000

Lifestyle Perks

Concierge

24x7 concierge service for travel, dining, and lifestyle bookings

Dining

4 /month

Special dining offers and discounts at partner restaurants

Golf

4 /quarter

Complimentary golf rounds at premium courses

Quick Analysis

A solid mid-tier premium card with good rewards and benefits for those who dont qualify for Black.

Pros

  • Good reward rate, complimentary lounge access, golf privileges, milestone benefits

Cons

  • Diners Club not accepted everywhere, lower value than Black variant

Best For

Mid-tier premium rewards, good lounge access, travel benefits

Not Ideal For

Limited Diners Club acceptance

Frequently Asked Questions

What is the annual fee for HDFC Diners Club Privilege?
The annual fee is Rs. 2500. The fee can be waived on spending Rs. 300000 annually.
What are the eligibility requirements for HDFC Diners Club Privilege?
A good credit score of 750+ is recommended. Income requirements vary based on your relationship with the bank.
Does HDFC Diners Club Privilege offer lounge access?
Yes, the card offers complimentary airport lounge access.
What rewards does HDFC Diners Club Privilege offer?
The card offers reward value ranging from 2.67% to 2.67% depending on spend categories.
What is the forex markup on international transactions?
The forex markup is 2.00% on international transactions.
Which payment network does HDFC Diners Club Privilege use?
The card is issued on the Diners Club network.

User Reviews

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