Most airport lounge visits with Priority Pass given highest weight. Value for Money adjusted with VFM^1.5 multiplier.
4 cards ranked | Updated January 2026
Annual lounge visits
Priority Pass vs domestic
Domestic + International
Companion visits
Unlimited
Unlimited
Unlimited
18 visits/yr
Airport lounge access is one of the most tangible credit card benefits. A single lounge visit costs ₹2,000-3,000 if purchased separately. Cards with unlimited access can deliver ₹20,000+ in annual value for frequent flyers.
We apply a stronger VFM weight (^1.5) here because lounge access on a free card is exceptionally valuable.
Lounge types are weighted by network value:
Complimentary visits count 1.5x more than paid visits. Guest access adds extra value.
Priority Pass is the world's largest independent lounge network with 1,300+ lounges in 600+ cities globally. Domestic programs don't work abroad—Priority Pass is essential for international travelers.
Individual lounge access costs ₹2,000-4,000 per visit. For someone flying 20 times annually, unlimited access saves ₹40,000-80,000—often more than the card's annual fee.
Lounge access delivers real, quantifiable value for frequent travelers. Calculate your trips and multiply by ₹2,500/visit to determine if premium lounge cards are worth their fees for you.
