Home / Cards / Lifestyle

Best Lifestyle in India 2026

Compare the best lifestyle in India. 1 cards ranked by our experts.

Showing 1 card

Best for: Frequent travelers and high-spenders who want premium lounge access, milestone rewards, and low forex markup at an affordable Rs. 2,500 annual fee.

HDFC Regalia Gold

3.0 CardNitty rating
APPLY NOW on HDFC Bank's website Rates & Fees

Annual fee

₹2,500

#4

Rewards rate

Varies

Joining fee

₹2,500

#4

Interest rate

45.00%

#3
Card details
Domestic Lounge
12/year #4
International Lounge
6/year #4
Min Credit Score
750+ #1
Categories Lifestyle, Lounge Access
View full details
CardNitty's take

Pros

  • 12 complimentary domestic + 6 international lounge visits
  • Low 2% forex markup (vs 3.5% industry standard)
  • Excellent milestone rewards - up to Rs. 11,500 annually
  • Best-in-class point value at Rs. 0.65 via Gold Catalogue

Cons

  • High Rs. 4 Lakh spend required for fee waiver
  • No reward points on fuel, rent, and wallet loading
  • 50,000 monthly cap on reward earning and redemption
Read full review

Compare Cards

0 of 4 cards selected

No cards selected

Add cards to compare their features, fees, and rewards side by side.

Select at least 2 cards to compare