YES First Business
Annual Fee
₹2,499
Rewards/₹100 ⓘ
₹0.50 - ₹1.50
Interest Rate
41.88%
Credit Score
720+
At a Glance
Key Benefits
6X rewards on business spends, expense management, 4 lounges
Lounge Access
4 domestic lounges/year
Eligibility
Self-employed/Business: Rs.6L+ annual income, Age: 21-60
Quick Details
Reward Structure
All Spends
Business Spends
Reward Calculator
Airport Lounge Access
visits per year
4 domestic lounge visits per year
Insurance Coverage
Lost Card
₹0
Zero liability for lost card transactions when reported within 3 days.
Fraud
₹0
Zero liability for unauthorized transactions.
Quick Analysis
The Yes Bank YES First Business is a solid credit card option. With an annual fee of ₹2499, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.
Pros
- Annual fee waiver on spending ₹200000
- Extended interest-free period of 50 days
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- Limited lounge access (4 visits per year)
- High forex markup of 3.50% on international transactions
- High interest rate of 41.88% on revolving credit
Frequently Asked Questions
What are the rewards on YES First Business Card?
How can I waive the annual fee?
Is there any lounge access?
What is the minimum income requirement?
Can I convert purchases to EMI?
User Reviews
Ready to Apply for YES First Business?
Get started with your application today and enjoy premium benefits, rewards, and exclusive privileges.
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