At a Glance
Key Benefits
6X travel/dining rewards, 6 lounges, 24x7 concierge
Lounge Access
6 domestic lounges/year
Eligibility
Salaried: Rs.60,000+/month, Age: 21-60, CIBIL: 730+
Quick Details
Annual Fee
₹3,999
#255
Joining Fee
₹3,999
#255
Interest Rate
41.88% p.a.
#88
Forex Markup
2.50%
#63
Rewards/₹100
₹0.67 - ₹2.00
#143
Reward Type Reward Points
Reward Currency Points
Domestic Lounge Visits
6/year
#59
Min Credit Score
730+
#180
Min Monthly Income ₹50
Network VISA
Cash Advance Fee 2.50% (min ₹500)
Late Payment Fee ₹900
Fee Waiver on Spend ₹2,50,000/yr
Reward Structure
Base
All Spends
₹0.67 /₹100
Cat
Dining
₹2.00 /₹100
Cat
Travel
₹2.00 /₹100
Reward Calculator
₹
Allocate by Category100%
Your Rewards
Points Earned1,733
Cash Value₹867
Breakdown
Dining1,000
Travel600
Other Spends133
Total Value₹867
Quick amounts:
Airport Lounge Access
Domestic Free
6
visits per year
6 domestic lounge visits per year
Quick Analysis
The Yes Bank YES Elite is a premium credit card ideal for frequent travelers and high spenders. Best suited for those who can maximize the premium benefits.
Pros
- Annual fee waiver on spending ₹250000
- 24x7 dedicated concierge service
- Extended interest-free period of 50 days
Cons
- Limited lounge access (6 visits per year)
- High interest rate of 41.88% on revolving credit
Frequently Asked Questions
What is the annual fee for YES Elite?
Yes, the annual fee is ₹3999. The fee can be waived on annual spending of ₹250000.
Is there a joining fee for YES Elite?
Yes, the joining fee is ₹3999.
What rewards does YES Elite offer?
You can earn rewards worth up to ₹2.00 per ₹100 spent. The base reward rate is ₹0.67 per ₹100.
Does YES Elite offer lounge access?
Yes, the card offers 6 Domestic Lounges visits per per year.
What is the eligibility for YES Elite?
To apply for YES Elite, you need minimum age of 21 years, minimum monthly income of ₹60000, credit score of 730+.
User Reviews
Ready to Apply for YES Elite?
Get started with your application today and enjoy premium benefits, rewards, and exclusive privileges.