At a Glance
Key Benefits
Reward points, 1.75% forex markup
Lounge Access
12 domestic + 0 intl lounges/year
Eligibility
Any income level, Age: 21-60 years
Quick Details
Reward Structure
Online Spends
Offline Spends
Select Categories
Reward Calculator
Airport Lounge Access
visits
Unlimited via Priority Pass
visits
3 per quarter, Rs.1 lakh spend required
Insurance Coverage
Air Accident
₹3,00,00,000
Overseas Medical
₹50,00,000
Credit Shield
₹10,00,000
Quick Analysis
The Yes Bank RESERV stands out with its impressive reward structure offering up to ₹3.00 per ₹100. The ₹1999 annual fee is justified if you spend enough to maximize rewards. Recommended for those who can align their spending with bonus categories.
Pros
- Annual fee waiver on spending ₹300000
- Good reward rate of up to ₹3.00 per ₹100
- Generous 12 domestic lounge visits per year
- Comprehensive insurance coverage up to ₹3 crore
- Low forex markup of 1.75% - great for international spends
Cons
- High income requirement of ₹1800K per month
- Reward points may have limited redemption options
Best For
Premium travelers seeking unlimited international lounge access and high rewards
Frequently Asked Questions
What are the fees for Yes Bank RESERV Credit Card?
What is the eligibility criteria for Yes Bank RESERV Credit Card?
What rewards does Yes Bank RESERV Credit Card offer?
Does Yes Bank RESERV Credit Card offer airport lounge access?
How can I apply for Yes Bank RESERV Credit Card?
User Reviews
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