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Yes Bank Elite+

Annual Fee

₹999

Rewards/₹100

₹0.50 - ₹1.50

Normalized to balance base rate with bonus categories

At a Glance

Key Benefits

Reward points

Lounge Access

8 domestic + 2 intl lounges/year

Eligibility

Any income level, Age: 21-60 years

Quick Details

Annual Fee
₹999 #165
Joining Fee
₹999 #166
Forex Markup
2.75% #68
Rewards/₹100
₹0.50 - ₹1.50 #166
Reward Type Reward Points
Reward Currency Points
Domestic Lounge Visits
8/year #30
International Lounge Visits
2/year #41
Min Monthly Income ₹NaN
Network VISA
forex_markup 2.75%
fuel_surcharge_waiver 1.00%
Fee Waiver on Spend ₹2,00,000/yr

Reward Structure

Accel

Online Spends

₹1.50 /₹100
Base

Offline Spends

₹0.75 /₹100
Base

Utilities, Insurance, Govt Services

₹0.50 /₹100

Reward Calculator

Allocate by Category100%
Online Spends
6.0 pts
60%₹30,000
Other Spends
2.0 pts
40%₹20,000
Your Rewards
Points Earned1,120
Cash Value₹280
Breakdown
Online Spends720
Other Spends400
Total Value₹280
Quick amounts:

Airport Lounge Access

Domestic Free
8

visits

2 per quarter, spend criteria applies

International Free
2

visits

Via LoungeKey for VISA cards

Insurance Coverage

Lost Card

₹0

Zero liability for lost card transactions when reported within 3 days of loss/theft.

Fraud

₹0

Zero liability for unauthorized transactions when reported immediately to the bank.

Quick Analysis

The Yes Bank Yes Bank Elite+ is a solid credit card option. With an annual fee of ₹999, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.

Pros

  • Annual fee waiver on spending ₹200000
  • 2 complimentary international lounge visits per year
  • Generous 8 domestic lounge visits per year

Cons

  • High income requirement of ₹900K per month
  • Reward points may have limited redemption options

Best For

Mid-premium users seeking balanced rewards on online and offline spends

Frequently Asked Questions

What are the fees for Yes Bank Elite+ Credit Card?
The Yes Bank Elite+ Credit Card has a joining fee of Rs 999 and annual fee of Rs 999. The annual fee can be waived on spending Rs 200,000 in the previous year.
What is the eligibility criteria for Yes Bank Elite+ Credit Card?
To be eligible for the Yes Bank Elite+ Credit Card, you need a minimum monthly income of varies based on profile, age between 21-60 years, and a credit score of 700+. Yes Bank customers with existing relationships may get preferential treatment.
What rewards does Yes Bank Elite+ Credit Card offer?
The Yes Bank Elite+ Credit Card earns reward points on all spending. Each reward point is valued at approximately Rs 0.25. Points can be redeemed for vouchers, merchandise, or travel bookings through the Yes Bank rewards portal.
Does Yes Bank Elite+ Credit Card offer airport lounge access?
Yes, the Yes Bank Elite+ Credit Card provides complimentary airport lounge access. Please check the lounge access section above for detailed information on domestic and international lounge visits.
How can I apply for Yes Bank Elite+ Credit Card?
You can apply for the Yes Bank Elite+ Credit Card through Yes Bank official website, mobile app, or by visiting your nearest Yes Bank branch. Existing customers can also apply through net banking.

User Reviews

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