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Priority Visa Infinite

Standard Chartered Bank |

Annual Fee

FREE

Rewards/₹100

₹0.50 - ₹1.25

Normalized to balance base rate with bonus categories

Interest Rate

45.00%

Credit Score

750+

At a Glance

Key Benefits

Lifetime free, 5X intl/fashion, golf, 24/7 concierge, Rs.1.2Cr insurance

Lounge Access

16 domestic + 24 international lounges/year via Priority Pass

Eligibility

Priority Banking only (Rs.30-50L AUM or Rs.3L salary), Age: 21-65

Quick Details

Annual Fee
FREE #1
Joining Fee
FREE #1
Interest Rate
45.00% p.a. #244
Forex Markup
3.50% #75
Rewards/₹100
₹0.50 - ₹1.25 #175
Reward Type Reward Points
Reward Currency Points
Domestic Lounge Visits
4/year #61
Min Credit Score
750+ #186
Min Monthly Income ₹NaN
Network VISA
Late Payment Fee ₹100
Cash Advance Fee ₹300 3.00% (min ₹300)

Reward Structure

Base

All Spends

₹0.50 /₹100
Cat

International Spends

₹1.25 /₹100

Reward Calculator

Allocate by Category100%
International Spends
5.0 pts
60%₹30,000
Other Spends
2.0 pts
40%₹20,000
Your Rewards
Points Earned1,900
Cash Value₹475
Breakdown
International Spends1,500
Other Spends400
Total Value₹475
Quick amounts:

Airport Lounge Access

Domestic Free
4

visits per quarter

Priority Pass Free
2

visits per month

+ 1 guest visits

Insurance Coverage

Air Accident

₹1,20,00,000

Ticket purchased with card

Travel

₹21,87,500

USD 25,000 overseas medical

Lifestyle Perks

Golf

2 /month

Complimentary golf games

Golf

1 /month

Complimentary golf coaching

Concierge

1

24/7 Global Concierge

Quick Analysis

Excellent lifestyle card for Priority Banking customers with 40 annual lounge visits and premium benefits.

Pros

  • Lifetime free for Priority Banking customers
  • 16 domestic + 24 international lounges per year
  • Complimentary Priority Pass
  • 2 golf games + 1 coaching per month
  • 24/7 Global Concierge
  • Rs.1.2 Cr air accident + USD 25k medical
  • 5X on international and fashion spends

Cons

  • Exclusive to Priority Banking only
  • Requires Rs.30-50L AUM or Rs.3L salary
  • High 3.5% forex markup
  • Low point value of Rs.0.25
  • Modest 2X base rate

Best For

Priority Banking customers seeking travel benefits

Not Ideal For

Those without Priority Banking relationship

Frequently Asked Questions

Who is eligible?
Priority Banking customers with Rs.30-50L AUM or Rs.3L monthly salary.
Is there any annual fee?
No, lifetime free for Priority Banking customers.
How many lounges?
16 domestic + 24 international via Priority Pass per year.

User Reviews

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