Standard Chartered Bank Credit Cards 2025
Explore all credit cards from Standard Chartered Bank. 3 cards ranked by our experts.
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Best for: Priority Banking customers seeking travel benefits
Priority Visa Infinite
APPLY NOW
on Standard Chartered Bank's website
Annual fee
FREE
Rewards rate
₹0.50 - ₹1.25/₹100
Joining fee
FREE
Interest rate
45.00%
Card details
Forex Markup
3.50%
Categories Lounge Access, Premium, Travel
CardNitty's take
Pros
- Lifetime free for Priority Banking customers
- 16 domestic + 24 international lounges per year
- Complimentary Priority Pass
- 2 golf games + 1 coaching per month
- 24/7 Global Concierge
- Rs.1.2 Cr air accident + USD 25k medical
- 5X on international and fashion spends
Cons
- Exclusive to Priority Banking only
- Requires Rs.30-50L AUM or Rs.3L salary
- High 3.5% forex markup
- Low point value of Rs.0.25
- Modest 2X base rate
Best for: EaseMyTrip frequent users, budget travelers, entry-level travel enthusiasts
EaseMyTrip Credit Card
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on Standard Chartered Bank's website
Annual fee
₹350
Rewards rate
₹0.50 - ₹2.50/₹100
Joining fee
₹350
Interest rate
45.00%
Card details
Forex Markup
3.50%
Min Monthly Income ₹25
Categories Entry Level, Rewards, Travel
CardNitty's take
Pros
- 10x rewards (2.5%) on direct airline and hotel bookings
- Up to 20% instant discount on EaseMyTrip hotel bookings
- Up to 10% instant discount on EaseMyTrip flight bookings
- 2 domestic lounge visits per year
- No cap on reward points earning
- Zero liability protection on lost/stolen card
- Kuch Bhi EMI conversion for purchases above Rs.2,000
- Loan on card facility up to Rs.5 lakhs
- Balance transfer facility available
- Contactless payments enabled
Cons
- Lounge access limited to only 2 domestic visits per year
- International lounge access discontinued from Oct 2024
- Low base reward rate of 0.5% on regular spends
- EaseMyTrip discounts limited to once per month per category
- High reward redemption fee of Rs.99
- High 3.5% forex markup on international transactions
- High 45% annual interest rate (3.75% per month)
- Reward points expire in 2 years
- Annual fee of Rs.350 (waivable with Rs.50K spend)
- No travel insurance coverage included
Best for: Regular retail spenders, domestic travelers, entry-level reward seekers
Standard Chartered Rewards Credit Card
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on Standard Chartered Bank's website
Annual fee
₹1,000
Rewards rate
₹0.67/₹100
Joining fee
FREE
Interest rate
45.00%
Card details
Forex Markup
3.50%
Min Monthly Income ₹25
Categories Beginner, Lifestyle, Lounge Access, Mastercard, Rewards
CardNitty's take
Pros
- Zero joining fee, annual fee Rs.1,000 (first year free)
- 8X rewards on retail spends above Rs.20,000/month
- 4 complimentary domestic lounge visits per year
- Annual fee reversed on Rs.1.5L annual spend
- 4,000 bonus points if annual fee is charged
- 1% fuel surcharge waiver (max Rs.400/month)
- No cap on base reward points
- Zero liability on lost/stolen card fraud
- Tap & Pay contactless payments
- Annual fee waiver threshold achievable
Cons
- Low base reward rate of 0.53-0.67%
- Bonus rewards capped at 2,000 points/month
- Rs.20,000 monthly spend needed for bonus rewards
- Redemption fee of Rs.99 + GST per request
- No rewards on fuel, cash withdrawals
- Minimal rewards on insurance/govt spends (1 point per Rs.150)
- High 3.5% forex markup fee
- No international lounge access
- Point redemption ratio 4:1 for statement credit
- High 45% APR interest rate
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