The Tata Neu Infinity SBI Credit Card is a lifestyle co-branded card issued by SBI Cards and Payment Services Limited (SBICPSL) in partnership with Tata Digital. It rewards cardholders with NeuCoins (where 1 NeuCoin = Re. 1) across all purchases, with accelerated rewards on the Tata Neu platform and partner brands.

• Available in Visa Signature and RuPay Select variants
• Contactless-enabled with chip and PIN security
• Globally accepted at over 29 million outlets
• Supports Flexipay EMI conversion for transactions above Rs. 2,500
• Balance transfer facility from other bank credit cards
• Add-on cards available for family members at no extra fee

Earn NeuCoins (1 NeuCoin = Re. 1) on every purchase:

• 10% NeuCoins on select categories on Tata Neu App/Website (5% base + 5% extra via NeuPass)
• 5% NeuCoins on non-EMI spends at Tata Neu and partner Tata Brands including Air India, Air India Express, BigBasket, Croma, Taj Hotels, Tata CLiQ, Tata 1MG, Titan, Tanishq, Westside, and Qmin
• 1.5% NeuCoins on all other eligible spends including UPI transactions (RuPay variant only)

Travel Benefits

• Complimentary Priority Pass membership worth 9 (valid 2 years)
• 4 international airport lounge visits per year (1 per quarter)
• 8 domestic airport lounge visits per year (2 per quarter, on Rs. 75,000 spend in previous quarter)
• Low forex markup of just 1.99% on international transactions

Fuel Benefits

• 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000
• Maximum waiver of Rs. 500 per statement cycle

Annual Fee Reversal

The annual fee of Rs. 1,499 can be reversed on annual spends of Rs. 3 Lakh or more. Additionally, the 1,499 NeuCoins welcome benefit effectively offsets the first-year joining fee.

• 1,499 NeuCoins credited to your NeuPass account within 15 days of joining fee realization
• 1 NeuCoin = Re. 1, effectively offsetting the entire joining fee
• NeuCoins can be redeemed on the Tata Neu App/Website and partner Tata Brands

Annual Fee Reversal

• Annual/renewal fee of Rs. 1,499 is reversed on spending Rs. 3 Lakh or more annually
• Fee reversal is preconditioned on fee levied during the renewal cycle

Domestic Lounge Milestone

• Spend Rs. 75,000 in a quarter to unlock 2 complimentary domestic lounge visits in the next quarter
• Newly issued cards are exempt from this requirement for the first quarter

• 8 complimentary visits per year (maximum 2 per quarter)
• Requires spending Rs. 75,000 in the previous quarter to qualify
• For newly issued cards, the spending requirement is waived for the month of issuance and the entire calendar quarter of issuance
• Access available at participating domestic lounges via card swipe

International Airport Lounge Access

• Complimentary Priority Pass membership worth 9 (valid for 2 years)
• 4 complimentary international lounge visits per year (1 per quarter)
• No spending requirement for international lounge access
• Additional visits charged at US 7 plus applicable taxes
• Guest visits also charged at US 7 plus taxes per guest
• Only primary cardholders are eligible for Priority Pass

All rewards are earned as NeuCoins (1 NeuCoin = Re. 1) and credited automatically to your NeuPass account within 7 working days of the monthly statement cycle.

• 10% NeuCoins: On select categories via Tata Neu App/Website (5% base + 5% NeuPass bonus)
• 5% NeuCoins: On non-EMI spends at Tata Neu and partner brands (Air India, BigBasket, Croma, Taj Hotels, Tata CLiQ, Tata 1MG, Titan, Tanishq, Westside, Qmin)
• 1.5% NeuCoins: On all other eligible spends including UPI (RuPay variant)

Monthly Caps

Exclusions

NeuCoins are not earned on: Fuel, wallet loads, voucher purchases, rent payments, gift card purchases, cash advances, and merchant EMIs.

Redemption

NeuCoins can be redeemed on the Tata Neu App/Website across all participating Tata partner brands. NeuCoins expire after 24 months if not redeemed.

• Indian resident
• Age: 21 to 60 years
• Regular source of income
• Good credit history (CIBIL score 750+ recommended)

Income Requirements

• Salaried: Estimated minimum annual income of Rs. 12 Lakh
• Self-employed: Estimated minimum ITR of Rs. 12 Lakh per annum

Note: SBI Card does not publicly disclose specific income thresholds for this card. Eligibility is assessed based on multiple parameters including income, credit score, and existing relationship with the bank.

• Aadhaar Card
• PAN Card
• Passport
• Voter ID Card
• Driving License

Address Proof (any one)

• Aadhaar Card
• Passport
• Utility Bill (not older than 3 months)
• Bank Statement (not older than 3 months)

Income Proof

• Salaried: Latest 3 months salary slips, Form 16, or last 6 months bank statement
• Self-Employed: Latest 2 years ITR with computation of income, last 6 months bank statement

1. Visit the SBI Card website at sbicard.com
2. Navigate to Credit Cards and select Tata Neu Infinity SBI Card
3. Click on Apply Now
4. Enter your personal details, professional information, and KYC details
5. Submit the application
6. Upon approval, the card will be delivered to your registered address

Via SBI Card SPRINT

Apply digitally through the SBI Card SPRINT platform for faster processing.

Offline Application

• Visit SBI Card retail kiosks at select Croma stores
• Call SBI Card helpline at 1860 180 1290 or 39 02 02 02 (prefix local STD code)

The Tata Neu Infinity SBI Card is a well-designed co-branded credit card that delivers genuine value for consumers embedded in the Tata ecosystem. With up to 10% NeuCoins on select Tata Neu categories, 5% on a wide range of Tata partner brands, and 1.5% on all other spends including UPI transactions, it offers one of the most rewarding structures for Tata brand shoppers.

The low forex markup of 1.99% and complimentary Priority Pass membership with 4 international lounge visits make it a credible travel companion as well. The main drawback is the spend-based domestic lounge access (Rs. 75,000 quarterly requirement) and the fact that NeuCoins can only be redeemed within the Tata ecosystem. For consumers who regularly shop at BigBasket, Croma, Titan, Tanishq, Taj Hotels, Air India, and other Tata brands, this card is an excellent addition to the wallet.