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Understand credit card rewards programs, point values, and transfer partners. Make your points work harder for you.
Bank-issued programs with direct transfer partners
AU Small Finance Bank
Transfer Partners:
American Express
Transfer Partners:
Axis Bank
Transfer Partners:
DBS Bank
Transfer Partners:
HDFC Bank
Transfer Partners:
HDFC Bank
Transfer Partners:
HDFC Bank
Transfer Partners:
HSBC Bank
Transfer Partners:
ICICI Bank
Transfer Partners:
IndusInd Bank
Transfer Partners:
Kotak Mahindra Bank
Transfer Partners:
RBL Bank
Transfer Partners:
SBI Cards
Transfer Partners:
SBI Cards
Standard Chartered Bank
Transfer Partners:
Yes Bank
Transfer Partners:
Airline loyalty programs with co-branded cards
Hotel loyalty programs with co-branded cards
Multi-partner coalition programs
Understanding loyalty programs and their transfer partners can dramatically increase the value of your credit card rewards.
Each program has different point values. Know what your points are worth before redeeming.
Transfer to airlines and hotels for outsized value on premium redemptions.
Some points expire. Plan your strategy to avoid losing hard-earned rewards.