HSBC Bank Credit Cards 2025
Explore all credit cards from HSBC Bank. 1 cards ranked by our experts.
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Best for: HSBC Premier customers, frequent international travelers
Premier Mastercard
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on HSBC Bank's website
Annual fee
₹20,000
Rewards rate
₹1.20 - ₹4.80/₹100
Joining fee
₹12,000
Interest rate
41.88%
Card details
Forex Markup
0.99%
Categories Lounge Access, Premium, Travel
CardNitty's take
Pros
- Extremely low 0.99% forex markup - best for intl
- Unlimited domestic and international lounge access
- High 3% base reward rate on all spends
- 1:1 transfer to 20+ airline/hotel programs
- Welcome benefits worth Rs.30,000+
- Premium metal card with Mastercard World benefits
- Complimentary Taj Epicure and EazyDiner Prime
- 24 golf lessons and premium course access
- 52 days interest-free period
Cons
- Exclusive to HSBC Premier customers only
- High fees: Rs.12K joining + Rs.20K annual
- Monthly cap on utility/tax/insurance rewards
- No spending-based fee waiver
- Point value lower than Infinia
- Limited transfer partners vs HDFC/Axis
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