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InterMiles Voyage Visa

IndusInd Bank
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Discontinued Lounge Access Miles/Travel Rewards Travel

Annual Fee

₹2,000

Rewards/₹100 ⓘ

₹0.60 - ₹1.80

Normalized to balance base rate with bonus categories

Interest Rate

36.00%

Credit Score

700+

At a Glance

Key Benefits

2K welcome + 2.5K renewal InterMiles, 6X on weekend bookings, Priority Pass, Rs.25L insurance, golf privileges

Lounge Access

Priority Pass membership with access to 600+ lounges (USD 27 per visit charge applies)

Eligibility

Age: 18-65 years, Income: Rs.30K+/month, Credit Score: 700+, Indian resident

Quick Details

Annual Fee
₹2,000 #221
Joining Fee
₹2,000 #223
Interest Rate
36.00% p.a. #45
Forex Markup
3.50% #75
Rewards/₹100
₹0.60 - ₹1.80 #160
Reward Type Reward Points
Reward Currency Miles
Min Credit Score
700+ #54
Min Monthly Income ₹25
Network VISA
Card Replacement Fee 100
Late Payment Fee ₹500
Over Limit Fee ₹500
Cash Advance Fee ₹250 2.50% (min ₹250)
Card Replacement Fee ₹100

Reward Structure

Base

All Spends

₹0.60 /₹100
Accel

Other Categories (Weekends)

₹0.90 /₹100
Partner

Flights via intermiles.com (Weekdays)

₹1.20 /₹100
Partner

Hotels via interbook.intermiles.com (Weekdays)

₹1.20 /₹100
Partner

Flights via intermiles.com (Weekends)

₹1.80 /₹100
Partner

Hotels via interbook.intermiles.com (Weekends)

₹1.80 /₹100

Reward Calculator

₹
Allocate by Category100%
Other Categories (Weekends)
3.0 pts
30%₹15,000
Flights via intermiles.com (Weekdays)
4.0 pts
20%₹10,000
Hotels via interbook.intermiles.com (Weekdays)
4.0 pts
18%₹9,000
Flights via intermiles.com (Weekends)
6.0 pts
15%₹7,500
Hotels via interbook.intermiles.com (Weekends)
6.0 pts
10%₹5,000
Other Spends
2.0 pts
7%₹3,500
Your Rewards
Points Earned2,030
Cash Value₹609
Breakdown
Other Categories (Weekends)450
Flights via intermiles.com (Weekdays)400
Hotels via interbook.intermiles.com (Weekdays)360
Flights via intermiles.com (Weekends)450
Hotels via interbook.intermiles.com (Weekends)300
Other Spends70
Total Value₹609
Quick amounts:

Milestone Benefits

Welcome Bonus

2,000 bonus InterMiles (worth approx Rs.600) + Rs.750 flight discount voucher + Rs.1,500 hotel discount voucher on paying joining fee

₹1,350

value

Renewal Benefit

2,500 bonus InterMiles (worth approx Rs.750) + Rs.500 flight discount voucher + Rs.1,000 hotel discount voucher on annual renewal

₹1,250

value

Airport Lounge Access

Priority Pass
0

visits per year

Insurance Coverage

Air Accident

₹25,00,000

Complimentary air accident insurance cover up to Rs.25 lakhs for cardholders

Lost Card

₹0

Zero liability protection if card loss reported within 48 hours. Coverage for unauthorized transactions and counterfeit fraud.

Travel

₹0

Travel insurance covers lost baggage, delayed baggage, and missed connections when tickets booked with card

Lifestyle Perks

Golf

1 /quarter

1 complimentary golf game per quarter at Ahmedabad, Bengaluru, Chennai, Delhi NCR, Hyderabad, Mumbai, and Pune

Golf

1 /quarter

1 complimentary golf lesson per quarter at specified golf clubs

Movie

BookMyShow 1+1 movie ticket offer (Buy 1 Get 1 Free)

Entertainment

20% discount on non-movie bookings on BookMyShow (up to Rs.200)

Custom

1

1% fuel surcharge waiver at all fuel stations for transactions between Rs.400 and Rs.4,000

Custom

1

InterMiles earning capped at 50,000 per year. Uncapping fee: Rs.7,500 + GST for unlimited earning

Custom

1

Add-on cards available at no additional cost (up to 3 cards)

Custom

1

Complimentary InterMiles frequent fliers program membership

Quick Analysis

The IndusInd InterMiles Voyage Visa was a decent entry-level travel miles card offering up to 6 InterMiles per Rs.100 on weekend flight and hotel bookings, along with Priority Pass membership and travel insurance. However, the card was discontinued in August 2024 when IndusInd Bank ended its partnership with InterMiles. The 50,000 InterMiles annual cap and USD 27 per lounge visit fee limited its value proposition. For existing cardholders, the card served well for occasional travelers, but the discontinuation and reward program ending in January 2025 means cardholders should consider alternative travel cards.

Pros

  • 2,000 welcome InterMiles + discount vouchers
  • 2,500 renewal bonus InterMiles annually
  • Up to 6 InterMiles per Rs.100 on weekend bookings
  • 4 InterMiles per Rs.100 on flights & hotels (weekdays)
  • Priority Pass membership included
  • Access to 600+ international airport lounges
  • Complimentary air accident insurance up to Rs.25 lakhs
  • 1 golf game + 1 golf lesson per quarter
  • BookMyShow 1+1 movie ticket offer
  • 1% fuel surcharge waiver (Rs.400-4,000)
  • Zero liability on unauthorized transactions
  • Golf privileges at 7 major cities
  • Add-on cards at no cost

Cons

  • Card discontinued as of August 2024
  • InterMiles earning capped at 50,000 per year
  • Uncapping fee of Rs.7,500 + GST is expensive
  • USD 27 fee per Priority Pass lounge visit
  • No complimentary Priority Pass lounge visits
  • Fuel surcharge waiver limited to Rs.4,000
  • InterMiles value lower than airline miles (0.25-0.40)
  • Fuel spends above Rs.50,000 charged 1% + GST
  • Rewards discontinued effective Jan 2025
  • Limited to InterMiles redemption options only
  • No waiver on annual fee for most cardholders

Best For

Discontinued card - existing cardholders only (historical reference)

Not Ideal For

New applicants - card no longer available

Frequently Asked Questions

Is the IndusInd InterMiles Voyage card still available?
No, the IndusInd InterMiles Voyage Visa Credit Card was discontinued in August 2024 when IndusInd Bank concluded its partnership with InterMiles. New applications are no longer accepted. This information is maintained for existing cardholders and historical reference only.
What happened to the InterMiles rewards program?
As of January 21, 2025, reward points redemption towards InterMiles for all IndusInd Bank Credit Cards has been discontinued. Existing cardholders should redeem their accumulated InterMiles before the program ends or switch to alternative cards.
What are the joining and annual fees?
The joining fee is Rs.2,000 + GST and annual fee is Rs.2,000 + GST. InterMiles Platinum tier members do not pay joining/annual fees as long as they maintain their Platinum status at the time of joining and on anniversary dates. Add-on cards are available at no additional cost.
How many InterMiles do I earn on different categories?
On weekdays: 4 InterMiles per Rs.100 on flights booked via intermiles.com and hotels via interbook.intermiles.com, 2 InterMiles per Rs.100 on other categories. On weekends (Saturday-Sunday): 6 InterMiles per Rs.100 on flights and hotels, 3 InterMiles per Rs.100 on other categories. Earning is capped at 50,000 InterMiles per year unless you pay an uncapping fee of Rs.7,500 + GST.
What are the welcome and renewal benefits?
Welcome benefits (on paying joining fee): 2,000 bonus InterMiles + Rs.750 flight discount voucher + Rs.1,500 hotel discount voucher. Renewal benefits (on paying annual fee): 2,500 bonus InterMiles + Rs.500 flight discount voucher + Rs.1,000 hotel discount voucher. These vouchers are for bookings on intermiles.com and interbook.intermiles.com.
What is the InterMiles earning cap and uncapping fee?
You can earn up to 50,000 InterMiles per year. To continue earning beyond this limit, you must pay an uncapping annual fee of Rs.7,500 + GST. This fee enables unlimited InterMiles earning for the rest of the year. Fuel and utility transactions earn InterMiles at base rates regardless of weekday/weekend.
Does the card offer complimentary Priority Pass lounge access?
The card includes complimentary Priority Pass membership for yourself and add-on cardholders, providing access to 600+ international airport lounges worldwide. However, a lounge usage fee of USD 27 per person per visit is charged. There are no complimentary lounge visits - all visits incur the USD 27 fee.
What insurance coverage is provided?
The card provides complimentary air accident insurance up to Rs.25 lakhs, travel insurance covering lost baggage, delayed baggage, and missed connections, and zero liability protection if card loss is reported within 48 hours. Additional protection is provided against counterfeit fraud where card details are stolen.
What are the golf privileges?
Cardholders receive 1 complimentary golf game and 1 complimentary golf lesson every quarter at specified golf clubs in 7 major cities: Ahmedabad, Bengaluru, Chennai, Delhi NCR, Hyderabad, Mumbai, and Pune. This benefit is available at leading golf courses in these locations.
What is the fuel surcharge waiver benefit?
The card offers a 1% fuel surcharge waiver at all fuel stations for transactions between Rs.400 and Rs.4,000. However, there is a 1% fee + GST on cumulative fuel spends exceeding Rs.50,000 in a statement cycle (effective from May 4, 2025). Fuel transactions do not earn InterMiles.
What are the BookMyShow benefits?
Cardholders enjoy a Buy 1 Get 1 Free offer on movie ticket bookings on BookMyShow and a special 20% discount on non-movie bookings (events, plays, sports, etc.) with a maximum discount of Rs.200 per transaction. These offers are subject to BookMyShow terms and conditions.
What is the eligibility criteria for this card?
Applicants must be 18-65 years old, Indian citizens or residents with a stable income source (salaried or self-employed), minimum monthly income around Rs.30,000 (indicative), and a good credit score (typically 700+). Clean credit history and existing relationship with IndusInd Bank may improve approval chances.

User Reviews

Our Rating

3.6
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on IndusInd Bank's website

Rating Breakdown

Rewards
3.7/5 Top 50%
Benefits
4.0/5 Top 14%
Fees
3.3/5 Top 73%
Value for Money
3.8/5 Top 21%
User Reviews
3.0/5 Top 50%

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