Showing 4 cards
Best for: Existing cardholders with high departmental store spending
Platinum Aura
APPLY NOW
on IndusInd Bank's website
Annual fee
FREE
#1Rewards rate
₹0.35 - ₹2.80/₹100
#112Joining fee
₹899
#165Interest rate
47.40%
#266 Card details
Forex Markup
3.50%
#75
Domestic Lounge
0/year
International Lounge
8/year
#21
Min Credit Score
750+
#186
Min Monthly Income ₹25
Categories Discontinued, Lifestyle, Rewards, Shopping
CardNitty's take
Pros
- Flexible reward plans (Shop, Home, Travel, Party)
- 4X rewards on departmental store shopping
- No annual/renewal fee (only Rs.899 joining)
- Comprehensive travel insurance (Rs.1L baggage)
- 24/7 concierge service
- 1% fuel surcharge waiver (save up to Rs.1,200/year)
- Personal air accident cover Rs.25 lakhs
- Auto Assist roadside help
- Welcome vouchers from multiple brands
- Zero liability on lost/stolen card fraud
Cons
- Card discontinued for new applications
- Reward value reduced to Rs.0.35 per point (March 2024)
- Monthly cash redemption capped at 2,500 points
- Fuel spends don't earn reward points
- InterMiles redemption discontinued (Jan 2025)
- Travel Plus lounge access costs Rs.5,000/year extra
- International lounge visits charged $27 each
- Domestic lounge visits not free on base card
- High APR of 47.40%
- Lower rewards compared to modern lifestyle cards
Best for: Existing cardholders using Maharaja Points for Air India
Club Vistara IDFC FIRST
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on IDFC First Bank's website
Annual fee
₹4,999
#260Rewards rate
₹3.00 - ₹5.00/₹100
#49Joining fee
₹4,999
#258Interest rate
42.00%
#108 Card details
Forex Markup
2.99%
#69
Domestic Lounge
2/year
#92
International Lounge
1/year
#55
Min Credit Score
700+
#54
Min Monthly Income ₹25
Categories Airlines, Discontinued, Lounge Access, Travel
CardNitty's take
Pros
- 5 Premium Economy ticket vouchers (now discontinued)
- Low 2.99% forex markup
- 6 Maharaja Points per Rs.200
- Free Premium Economy ticket on joining
- Maharaja Club Silver membership
- 8 airport + 4 international lounges/year
- 4 golf rounds + 12 lessons annually
- Rs.1 Cr air accident + Rs.10L personal accident
- 10X rewards on birthday dining
Cons
- Card discontinued - no new applications
- Annual fee Rs.4,999 (now waived)
- Lounge access needs Rs.20K monthly spend
- Milestone benefits discontinued April 2025
- Valid only till March 31, 2026
- No fuel surcharge waiver
Best for: Discontinued card - existing cardholders only (historical reference)
InterMiles Odyssey Visa
APPLY NOW
on IndusInd Bank's website
Annual fee
₹4,000
#257Rewards rate
₹0.90 - ₹2.40/₹100
#138Joining fee
₹10,000
#275Interest rate
46.00%
#260 Card details
Forex Markup
3.50%
#75
Min Credit Score
750+
#186
Min Monthly Income ₹25
Categories Discontinued, Lounge Access, Miles/Travel Rewards, Premium, Travel
CardNitty's take
Pros
- 15,000 welcome InterMiles + vouchers worth Rs.3,000
- 5,000 renewal bonus InterMiles annually
- Up to 8 InterMiles per Rs.100 on weekend bookings
- 6 InterMiles per Rs.100 on flights & hotels (weekdays)
- 4 InterMiles per Rs.100 on weekend retail spends
- Priority Pass membership with access to 600+ lounges
- 2 complimentary Visa lounge visits per quarter
- Complimentary air accident insurance up to Rs.25 lakhs
- 24/7 concierge and auto assist services
- 1% fuel surcharge waiver across India
- BookMyShow 1+1 movie ticket offer (2 tickets/month)
- Travel insurance: lost baggage, delayed baggage
- Zero liability on unauthorized transactions
- Add-on cards at no cost
Cons
- Card discontinued as of August 2024
- High joining fee of Rs.10,000 + GST (Rs.11,800 total)
- Annual fee of Rs.4,000 + GST (Rs.4,720 total)
- InterMiles earning capped at 75,000 per year
- Uncapping fee of Rs.10,000 + GST is very expensive
- High interest rate of 46% annually (3.83% p.m.)
- InterMiles value lower than airline miles (0.25-0.40)
- Rewards discontinued effective Jan 2025
- No complimentary Priority Pass lounge visits (cost included)
- Limited to InterMiles redemption options only
- High forex markup of 3.5%
- Minimum income requirement
Best for: Discontinued card - existing cardholders only (historical reference)
InterMiles Voyage Visa
APPLY NOW
on IndusInd Bank's website
Annual fee
₹2,000
#221Rewards rate
₹0.60 - ₹1.80/₹100
#160Joining fee
₹2,000
#223Interest rate
36.00%
#45 Card details
Forex Markup
3.50%
#75
Min Credit Score
700+
#54
Min Monthly Income ₹25
Categories Discontinued, Lounge Access, Miles/Travel Rewards, Travel
CardNitty's take
Pros
- 2,000 welcome InterMiles + discount vouchers
- 2,500 renewal bonus InterMiles annually
- Up to 6 InterMiles per Rs.100 on weekend bookings
- 4 InterMiles per Rs.100 on flights & hotels (weekdays)
- Priority Pass membership included
- Access to 600+ international airport lounges
- Complimentary air accident insurance up to Rs.25 lakhs
- 1 golf game + 1 golf lesson per quarter
- BookMyShow 1+1 movie ticket offer
- 1% fuel surcharge waiver (Rs.400-4,000)
- Zero liability on unauthorized transactions
- Golf privileges at 7 major cities
- Add-on cards at no cost
Cons
- Card discontinued as of August 2024
- InterMiles earning capped at 50,000 per year
- Uncapping fee of Rs.7,500 + GST is expensive
- USD 27 fee per Priority Pass lounge visit
- No complimentary Priority Pass lounge visits
- Fuel surcharge waiver limited to Rs.4,000
- InterMiles value lower than airline miles (0.25-0.40)
- Fuel spends above Rs.50,000 charged 1% + GST
- Rewards discontinued effective Jan 2025
- Limited to InterMiles redemption options only
- No waiver on annual fee for most cardholders