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ICICI Bank Credit Cards 2026

Explore all credit cards from ICICI Bank. 1 cards ranked by our experts.

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Best for: High-net-worth individuals seeking luxury travel benefits, unlimited lounge access, premium dining experiences, and a high 3% reward rate with excellent redemption options.
ICICI Bank Emeralde Private Metal Credit Card

ICICI Bank Emeralde Private Metal Credit Card

3.7 CardNitty rating
APPLY NOW on ICICI Bank's website

Annual fee

₹12,499

Rewards rate

₹3.00 - ₹5.50/₹100

Joining fee

₹12,499

Interest rate

45.00%

Card details
Forex Markup
2.00%
Categories Lounge Access, Premium
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CardNitty's take

Pros

  • 3% reward rate with 1 RP = Rs. 1 redemption value
  • Unlimited domestic and international lounge access
  • Unlimited complimentary golf rounds worldwide
  • Taj Epicure Plus and EazyDiner Prime memberships
  • Zero late payment charges
  • Rs. 3 Crore Air Accident Insurance

Cons

  • High annual fee of Rs. 12,499 + GST
  • Invite-only - not available for direct application
  • Limited transfer partner (only Air India Maharaja Club)
  • Rs. 3,500 card replacement fee for metal card
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