The Best Price Save Max Credit Card is a business credit card from HDFC Bank offered in partnership with Best Price wholesale stores. It is specifically designed for self-employed Indian nationals who are members of Best Price stores across the country.

• Co-branded with Best Price (Walmart India wholesale)
• Business credit card for self-employed professionals
• Reward points on every purchase with accelerated earning on Best Price spends
• Annual fee of Rs.1,000 with waiver on Rs.75,000 annual spend

Earn reward points on every Rs.150 spent:

• 6 Reward Points on Best Price store spends
• 4 Reward Points on IRCTC, utility, and dining spends
• 2 Reward Points on all other retail spends

1 Reward Point = Rs.0.30

Travel Benefits

• Up to 8 complimentary visits to 700+ airport lounges worldwide per calendar year
• Accidental air death cover worth Rs.50 lakh
• Emergency overseas hospitalisation protection up to Rs.10 lakh
• Flight delay cover up to Rs.25,000
• Missed connecting international flight cover up to Rs.25,000

Dining Benefits

• Up to 20% savings on dining via Dineout Pay
• Additional 5% off when paying with Dineout Pay linked to this card
• Dineout Passport Membership on Rs.75,000+ quarterly spend (25% off at 2,000+ restaurants, 1+1 buffet at 200+ restaurants)

Fuel Benefits

• 1% fuel surcharge waiver on transactions between Rs.400 and Rs.5,000
• Maximum waiver of Rs.250 per statement cycle

Other Benefits

• Contactless payments enabled
• SmartPay auto-pay for utility bills with up to Rs.1,800 cashback in first year
• Smart EMI conversion for large purchases
• Exclusive SmartBuy Business portal access

• 800 Reward Points on 4 or more purchases at Best Price within the first 90 days of card setup (minimum cart value Rs.150 per transaction)
• First year membership fee waiver on spends of Rs.30,000 and above in the first 90 days

Milestone Rewards

• 3,300 Reward Points on shopping of Rs.1,50,000 in a calendar quarter
• Dineout Passport Membership on spending Rs.75,000+ every calendar quarter (valid for 3 months, multi-city)

SmartPay Benefits

• Up to Rs.1,800 cashback in the first year for SmartPay utility bill payments
• E-vouchers worth up to Rs.800 for adding 2 or more bills on SmartPay

Cardholders enjoy up to 8 complimentary visits to 700+ airport lounges worldwide in a calendar year.

• Access to domestic airport lounges across India
• Access to international airport lounges worldwide
• The 8-visit quota is shared across domestic and international lounges
• Complimentary visits are tracked per calendar year (January to December)

Reward points are earned on every transaction in multiples of Rs.150. Residual amounts below Rs.150 do not earn reward points.

• Best Price Spends: 6 Reward Points per Rs.150 (1.2% return)
• IRCTC, Utility, Dining: 4 Reward Points per Rs.150 (0.8% return)
• Other Retail Spends: 2 Reward Points per Rs.150 (0.4% return)

Reward points are NOT earned on fuel spends, wallet loading, cash advances, EMI transactions, and payment of outstanding balances.

Redeeming Reward Points

• SmartBuy Travel: 1 point = Rs.0.30
• Product Catalogue: 1 point = Rs.0.30
• Air Miles: 1 point = Rs.0.25
• Cashback: 1 point = Rs.0.20 (minimum 2,500 points required)

A redemption fee of Rs.99 applies per redemption request.

• Must be a member of Best Price stores
• Self-employed Indian national
• Minimum age: 21 years, Maximum age: 65 years
• Income Tax Return (ITR) must exceed Rs.10 lakh per annum

Note: This card is currently not available for new applications. HDFC Bank has stopped sourcing for this card.

• PAN Card
• Aadhaar Card (not older than 30 days for e-Aadhaar printout)
• Valid Passport
• Voter ID / Election Card
• Permanent Driving License

Address Proof

• Aadhaar Card
• Passport
• Utility bills
• Driving License

Income Proof

• Income Tax Return (ITR) exceeding Rs.10 lakh per annum
• Business registration documents

Other Documents

• Best Price store membership proof
• Passport-size photograph

1. Visit the official HDFC Bank website
2. Navigate to Business Credit Cards section
3. Select the Best Price Save Max Credit Card
4. Log in with your Customer ID or Debit Card PIN
5. Follow the application instructions

Offline Application

1. Visit the nearest HDFC Bank branch
2. Carry all necessary documents including Best Price membership proof
3. Fill in the credit card application form
4. Submit along with required documents

Note: HDFC Bank is currently not accepting new applications for this card.

The Best Price Save Max HDFC Bank Credit Card is a purpose-built business credit card for Best Price store members who want to earn accelerated reward points on their wholesale purchases. With 6 reward points per Rs.150 on Best Price spends, 8 complimentary lounge visits, and comprehensive travel insurance including Rs.50 lakh air accident cover, it offers solid value for its Rs.1,000 annual fee.

However, with HDFC Bank having stopped sourcing new applications, this card is only relevant for existing cardholders. The reward point value of Rs.0.30 is modest, and the 3.5% forex markup makes it less suitable for international use. Existing cardholders should focus on maximizing Best Price spends and hitting the Rs.1.5 lakh quarterly milestone for bonus reward points.