Monthly recurring offers thread - January 2025

by deepika.menon 17 Nov 2025, 03:42 pm 1522 views 20 replies

Let's compile all monthly recurring credit card offers for January 2025. Update this thread when you find new offers or when existing ones expire.

FOOD DELIVERY:

    Swiggy:
  • HDFC Infinia/DCB: ₹125 off on ₹500+ (monthly limit 1)
  • Axis Magnus: ₹200 off on ₹1,000+ (monthly limit 1)
  • AU LIT: ₹100 off on ₹500+ (monthly limit 2)
    Zomato:
  • ICICI Amazon Pay: 10% up to ₹100 (seems to be back this month!)
  • RBL Shoprite: ₹150 off on ₹750+ (monthly limit 1)

STREAMING:

    Netflix:
  • HDFC Tata Neu Infinity: 5% cashback (₹50 max)
  • ICICI Amazon Pay: 5% via Amazon Pay balance load
    Amazon Prime:
  • ICICI Amazon Pay: 5% on Prime recharge
    Disney+ Hotstar:
  • Axis Burgundy Debit: 25% off (quarterly offer)

GROCERIES:

    Amazon Fresh/Pantry:
  • ICICI Amazon Pay: 5% unlimited
  • Amazon Pay ICICI: Extra 2% (total 7%)
    BigBasket:
  • HDFC: 7.5% via SmartBuy vouchers (10X rewards)
  • Axis Ace: 5% cashback
    Zepto:
  • HSBC Live+: 10% up to ₹250 (first 3 months only)
  • AU Zenith: ₹100 off on ₹750+ (monthly limit 2)

SHOPPING:

    Amazon:
  • ICICI Amazon Pay: 5% unlimited
  • SBI Cashback: 5% unlimited
    Flipkart:
  • Axis Flipkart: 5% unlimited + extra offers during sales
  • HDFC: 10X via SmartBuy vouchers
    Myntra:
  • Axis Myzone: ₹400 off on ₹2,000+ (monthly)
  • ICICI: 10% up to ₹500 (check app, not always active)

UTILITY/BILLS:

    Electricity:
  • HDFC PayZapp: 1% cashback
  • Paytm HDFC: 1% on bill payments
    Mobile Recharge:
  • Airtel Axis: 25% cashback (₹250 max quarterly)
  • Vi SBI: 10% on Vi recharges

FUEL:

    All Stations:
  • HDFC Millennia: 1% fuel surcharge waiver (₹250-5,000)
  • SBI Pulse: Fuel surcharge waiver
    HP/BPCL:
  • HDFC BPCL: 7X rewards
  • SBI BPCL: 5% cashback

TRAVEL:

    MakeMyTrip:
  • HDFC: 12X rewards via SmartBuy
  • ICICI MMT Signature: 10X rewards
    Uber:
  • HDFC Regalia+: 10X rewards
  • Axis Reserve: 10X rewards
    [NOTE] Offer Status:
  • [YES] Active and verified (1st Jan)
  • [NOTE] Intermittent (check app before using)
  • [NO] Expired/ended

Please reply with any offers I missed or corrections!

2

19 Comments

rahul.joshi · 12 Dec 2025, 08:10 pm

Bill Payment correction: PayZapp HDFC is 1% only on electricity/gas. Mobile recharges don't earn cashback anymore (changed Nov 2024).

1

Amazon Prime ICICI: The 5% works but you have to load Amazon Pay balance first, then pay for Prime. Direct card payment doesn't give cashback.

2
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