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Axis Bank Select

Axis Bank
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Entertainment Lifestyle Lounge Access Premium

Annual Fee

₹3,000

Rewards/₹100 ⓘ

₹0.62

Normalized to balance base rate with bonus categories

Interest Rate

40.80%

Credit Score

750+

At a Glance

Key Benefits

Reward points

Lounge Access

12 domestic + 6 intl lounges/year

Eligibility

Any income level, CIBIL: 750+

Quick Details

Annual Fee
₹3,000 #248
Joining Fee
₹3,000 #248
Interest Rate
40.80% p.a. #68
Forex Markup
2.50% #63
Rewards/₹100
₹0.62 #234
Reward Type Reward Points
Reward Currency Points
Domestic Lounge Visits
12/year #23
International Lounge Visits
6/year #26
Min Credit Score
750+ #186
Min Monthly Income ₹NaN
Network VISA
Late Payment Fee 15.00% (min ₹100)
Over Limit Fee ₹600
Cash Advance Fee 2.50% (min ₹500)
Fee Waiver on Spend ₹4,00,000/yr

Reward Structure

Base

All Spends

₹0.63 /₹100

Reward Calculator

₹
Allocate by Category 100%
Other Spends
2.5 pts
100% ₹0
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:

Milestone Benefits

Renewal Benefit

Annual fee waiver on Rs. 400000 annual spend

Spend ₹4,00,000 within 365 days

₹3,000

value

Airport Lounge Access

Domestic Free
12

visits per year

International Free
6

visits per year

Insurance Coverage

Air Accident

₹75,00,000

Lifestyle Perks

Concierge

24x7 concierge service for travel, dining, and lifestyle bookings

Dining

4 /month

Special dining offers and discounts at partner restaurants

Quick Analysis

A premium card with strong lifestyle and entertainment benefits.

Pros

  • Good lounge access, entertainment benefits, dining offers

Cons

  • Higher fee, lower value than Magnus tier

Best For

Premium lifestyle benefits, lounge access, entertainment

Not Ideal For

Annual fee higher than entry cards

Frequently Asked Questions

What is the annual fee for Axis Bank Select?
The annual fee is Rs. 3000. The fee can be waived on spending Rs. 400000 annually.
What are the eligibility requirements for Axis Bank Select?
A good credit score of 750+ is recommended. Income requirements vary based on your relationship with the bank.
Does Axis Bank Select offer lounge access?
Yes, the card offers complimentary airport lounge access.
What rewards does Axis Bank Select offer?
The card offers reward value ranging from 1.00% to 2.50% depending on spend categories.
What is the forex markup on international transactions?
The forex markup is 2.50% on international transactions.
Which payment network does Axis Bank Select use?
The card is issued on the Visa network.

User Reviews

Our Rating

2.9
APPLY NOW

on Axis Bank's website

Rating Breakdown

Rewards
2.1/5 Top 84%
Benefits
3.6/5 Top 56%
Fees
3.3/5 Top 82%
Value for Money
2.8/5 Top 84%
User Reviews
3.0/5 Top 50%

Important Links

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