Showing 9 cards
Best for: Movie buffs, golfers, domestic travelers, lifestyle seekers
ICICI Sapphiro
APPLY NOW
on ICICI Bank's website
Annual fee
₹3,500
#254Rewards rate
₹0.50 - ₹1.00/₹100
#190Joining fee
₹6,500
#271Interest rate
40.80%
#68 Card details
Forex Markup
3.50%
#75
Domestic Lounge
16/year
#22
Min Credit Score
750+
#186
Min Monthly Income ₹1
Categories Dining, Entertainment, Lifestyle, Lounge Access, Premium, Rewards
CardNitty's take
Pros
- Welcome vouchers worth Rs 13,000+ on joining
- 4 domestic lounge visits per quarter (with Rs 75K spend)
- 2 international lounge visits per year
- 4 complimentary golf rounds per month
- BookMyShow Buy 1 Get 1 offer (Rs 500 off)
- 15% dining discounts
- Rs 3 Cr air accident cover
- Milestone rewards up to 20,000 points/year
Cons
- High joining fee of Rs 6,500 + GST
- Domestic lounge requires Rs 75K quarterly spend
- High forex markup of 3.5%
- Low point value (Rs 0.25 per point)
- Complex reward structure
Best for: Entry-level card, low fee, entertainment offers
Axis Bank MY ZONE
APPLY NOW
on Axis Bank's website
Annual fee
₹500
#113Rewards rate
₹0.20/₹100
#291Joining fee
₹500
#112Interest rate
40.80%
#68 Card details
Forex Markup
3.50%
#75
Min Credit Score
700+
#54
Categories Entertainment, Entry Level
CardNitty's take
Pros
- Low annual fee, easy approval, movie discounts
Cons
- Low reward rate, no lounge access
Best for: Mid-tier lifestyle card, movie and dining offers
Kotak League Platinum
APPLY NOW
on Kotak Mahindra Bank's website
Annual fee
₹999
#165Rewards rate
₹0.25/₹100
#276Joining fee
₹999
#166Interest rate
40.80%
#68 Card details
Forex Markup
3.50%
#75
Min Credit Score
720+
#154
Categories Entertainment, Lifestyle
CardNitty's take
Pros
- Reasonable fee, movie discounts, fuel surcharge waiver
Cons
- Basic reward rate, limited lounge access
Best for: Premium lifestyle benefits, lounge access, entertainment
Axis Bank Select
APPLY NOW
on Axis Bank's website
Annual fee
₹3,000
#248Rewards rate
₹0.62/₹100
#234Joining fee
₹3,000
#248Interest rate
40.80%
#68 Card details
Forex Markup
2.50%
#63
Domestic Lounge
12/year
#23
International Lounge
6/year
#26
Min Credit Score
750+
#186
Categories Entertainment, Lifestyle, Lounge Access, Premium
CardNitty's take
Pros
- Good lounge access, entertainment benefits, dining offers
Cons
- Higher fee, lower value than Magnus tier
Best for: Movie enthusiasts, weekend diners, students, first-time credit card users
Fun+ Credit Card
APPLY NOW
on RBL Bank's website
Annual fee
₹499
#75Rewards rate
₹0.25 - ₹5.00/₹100
#49Joining fee
₹499
#78Interest rate
47.88%
#267 Card details
Forex Markup
3.50%
#75
Min Credit Score
700+
#54
Categories Dining, Entertainment, Lifestyle, Rewards
CardNitty's take
Pros
- Low annual fee of ₹499 (waived on ₹1.5L spend)
- Monthly BookMyShow voucher worth ₹500 on ₹5K spend
- 20 reward points per ₹100 on weekend dining
- ₹3,000 milestone vouchers on ₹4 lakh annual spend
- 10% discount on BookMyShow (up to 15 transactions/year)
- 10 points per ₹100 at Pizza Hut, KFC, BookMyShow
- Fuel surcharge waiver up to ₹100/month
- Accepted at 25 million Mastercard outlets worldwide
- EMV chip security + OTP for online transactions
- Zero fraud liability protection
Cons
- No longer accepting new applications (replaced by RBL Play)
- No lounge access benefits
- No travel insurance coverage
- High interest rate of 47.88% annually
- 3.5% forex markup on international transactions
- Low base reward rate (1 point per ₹100 = 0.25%)
- 1,000 points monthly cap on bonus categories
- ₹99 + GST redemption fee (one-time per day)
- Limited credit limit range (₹30K-₹2L)
- Requires ₹5K monthly spend for BookMyShow voucher
Best for: Frequent BookMyShow users, movie enthusiasts, entertainment spenders, SuperStar members
Play Credit Card
APPLY NOW
on RBL Bank's website
Annual fee
₹500
#113Rewards rate
₹0.50 - ₹7.50/₹100
#14Joining fee
₹500
#112Interest rate
47.88%
#267 Card details
Forex Markup
3.50%
#75
Min Credit Score
750+
#186
Min Monthly Income ₹25
Categories Cashback, Entertainment, Lifestyle, Low Fee
CardNitty's take
Pros
- Rs.500 welcome discount on BookMyShow within 30 days
- 2 free movie tickets monthly (Rs.250 each) on Rs.5,000 spend
- Rs.100 F&B discount every month with movie bookings
- Lifetime free for BookMyShow SuperStar members
- Annual fee waiver on Rs.1.5 lakh annual spend
- Up to Rs.6,000 annual movie savings potential
- 1% fuel surcharge waiver (Rs.500-4,000, max Rs.100/month)
- Low joining and annual fee of only Rs.500 + GST
- Accessible eligibility: Rs.25,000 monthly income
- Available on both Visa and Mastercard networks
- Invite-only through BookMyShow partnership
- Rewards redeemable for vouchers and merchandise
Cons
- No lounge access (domestic or international)
- No insurance coverage (travel, accident, lost baggage)
- High forex markup of 3.5% (poor for international use)
- Very high APR of 47.88% annually (3.99% monthly)
- Limited rewards on non-BookMyShow spending
- Rs.5,000 monthly spend required for movie benefits
- Monthly benefit capped at 2 tickets (Rs.500 max)
- No rewards on fuel, rent, wallet, utilities, insurance
- Invite-only card - not directly available
- F&B discount requires booking 2 movie tickets
- Benefits only via BookMyShow platform
- No milestone rewards beyond monthly benefits
Best for: Existing cardholders, frequent BookMyShow users, movie enthusiasts, milestone chasers
Movies & More Credit Card
APPLY NOW
on RBL Bank's website
Annual fee
₹1,000
#183Rewards rate
₹0.25 - ₹5.00/₹100
#49Joining fee
₹1,000
#183Interest rate
47.88%
#267 Card details
Forex Markup
3.50%
#75
Min Credit Score
750+
#186
Min Monthly Income ₹25
Categories Dining, Entertainment, Lifestyle, Rewards
CardNitty's take
Pros
- Rs.1,000 welcome discount on BookMyShow
- 2 free movie tickets monthly on Rs.15,000 spend
- 1 free movie ticket monthly on Rs.10,000 spend
- 5,000 bonus points at Rs.2 lakh annual spend
- 10,000 bonus points at Rs.3.5 lakh annual spend
- 20 reward points per Rs.100 on Wednesday dining (5% value)
- 10 points per Rs.100 at BookMyShow, KFC, Pizza Hut
- 10% discount on BookMyShow (15 times/year, max Rs.100)
- Annual fee waiver on Rs.1.5 lakh spend
- 1% fuel surcharge waiver (max Rs.100/month)
- Comprehensive milestone rewards structure
- Good for regular moviegoers and entertainment lovers
Cons
- No longer accepting new applications
- No lounge access benefits
- No travel or accident insurance coverage
- High annual fee of Rs.1,000 + GST
- High APR of 47.88% annually (3.99% monthly)
- 3.5% forex markup on international transactions
- Rs.15,000 monthly spend for 2 free tickets
- Low base reward rate (1 point per Rs.100 = 0.25%)
- Rs.99 + GST reward redemption fee
- Limited credit limit range (Rs.50K-Rs.5L)
- No rewards on fuel, utilities, insurance, wallet loads
- Replaced by RBL Play Credit Card with better value
Best for: Lifestyle spending, electronics, apparel, entertainment, first credit card
Signet Credit Card
APPLY NOW
on Federal Bank's website
Annual fee
FREE
#1Rewards rate
₹0.12 - ₹0.38/₹100
#269Joining fee
FREE
#1Interest rate
30.00%
#26 Card details
Forex Markup
3.50%
#75
Domestic Lounge
1/year
#120
Min Credit Score
700+
#54
Min Monthly Income ₹25
Categories Entertainment, Lifestyle, Lifetime Free, Shopping
CardNitty's take
Pros
- Lifetime free card - zero joining and annual fees
- 3x rewards on electronics and apparel purchases
- 2x rewards on entertainment spending
- 1 complimentary domestic lounge access per quarter
- Rs.200 Amazon voucher on Rs.3K spend in 30 days
- Complimentary Swiggy vouchers on Rs.20K quarterly spend
- BOGO movie tickets on INOX (once per quarter)
- 1% fuel surcharge waiver (up to Rs.150/month)
- Personal accident insurance cover of Rs.2 lakhs
- Low minimum income requirement
Cons
- Very low base reward rate (0.125% on general spends)
- Lower point value compared to premium cards
- Reward redemption fee of Rs.99 per request
- Higher forex markup at 3.5%
- Limited lounge access - only 1 visit per quarter
- Quarterly spend threshold required for lounge access
- No international lounge access
- Reward points valid for limited period
- No welcome bonus on card issuance
- Category benefits limited to specific MCCs
Best for: International travelers, frequent diners, movie enthusiasts
SBI Elite
APPLY NOW
on SBI Cards's website
Annual fee
₹4,999
#260Rewards rate
₹0.50 - ₹2.50/₹100
#114Joining fee
₹4,999
#258Interest rate
45.00%
#244 Card details
Forex Markup
1.99%
#33
Domestic Lounge
8/year
#30
Min Credit Score
700+
#54
Categories Dining, Entertainment, Lifestyle, Lounge Access, Premium, Rewards, Travel
CardNitty's take
Pros
- Lowest forex markup at 1.99%
- Rs 5,000 welcome voucher on joining
- 6 international lounge visits (Priority Pass)
- 8 domestic lounge visits per year
- 5X rewards on dining, grocery, departmental stores
- BookMyShow 2 free tickets/month (Rs 6K/year)
- Up to 50,000 milestone bonus points (Rs 12,500)
- 4 complimentary golf rounds
- ITC Silver membership (from Sept 2025)
Cons
- High annual fee of Rs 4,999
- Rs 10 Lakh spend needed for fee waiver
- Low base reward rate (0.5%)
- Air accident insurance discontinued from July 2025
- 10,000 points cap on bonus categories per month