Card Image
Axis Bank Pride Signature
Annual Fee
₹1,999
Rewards/₹100 ⓘ
₹0.75
Normalized to balance base rate with bonus categories
Interest Rate
42.00%
Credit Score
720+
At a Glance
Key Benefits
6 Edge Points per Rs 200, 2 lounge visits/quarter, business expense tracking
Lounge Access
2 domestic lounge visits per quarter
Eligibility
Business owners, SME, Self-employed: Rs 50,000+/month
Quick Details
Annual Fee
₹1,999
#215
Joining Fee
₹1,999
#216
Interest Rate
42.00% p.a.
#108
Forex Markup
3.50%
#75
Rewards/₹100
₹0.75
#219
Reward Type Reward Points
Reward Currency Points
Min Credit Score
720+
#154
Min Monthly Income ₹50
Network VISA
Late Payment Fee ₹800
Cash Advance Fee 2.50% (min ₹500)
Fee Waiver on Spend ₹1,00,000/yr
Reward Structure
Base
All Spends
₹0.75 /₹100
Reward Calculator
₹
Allocate by Category 100%
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:
Insurance Coverage
Lost Card
₹0
Zero liability.
Fraud
₹0
Zero liability.
Quick Analysis
The Axis Bank Axis Bank Pride Signature is a solid credit card option. With an annual fee of ₹1999, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.
Pros
- Annual fee waiver on spending ₹100000
- Extended interest-free period of 50 days
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
Frequently Asked Questions
What are the eligibility requirements?
Business owners, SMEs, and self-employed individuals with minimum monthly income of Rs 50,000.
How many reward points can I earn?
You earn 6 Edge Reward Points for every Rs 200 spent on all purchases.
Is there lounge access?
Yes, you get 2 complimentary domestic lounge visits per quarter.
Can the annual fee be waived?
Yes, the annual fee of Rs 1999 is waived on annual spending of Rs 1 lakh.
Is this card good for business expenses?
Yes, this card offers business expense tracking and separate credit line for business spending.
User Reviews
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