Annual Fee
₹999
Rewards/₹100 ⓘ
₹1.00 - ₹5.50
Interest Rate
45.00%
Credit Score
700+
Key Benefits
Up to 6% myCash, 0.99% forex, 8 lounges, BOGO movies
Lounge Access
8 domestic + 1 international per year (primary only)
Eligibility
Age 21-65, min Rs 20K/month salary, CIBIL 700+
The MakeMyTrip ICICI Bank Credit Card is the best co-branded travel card for dedicated MakeMyTrip users. With up to 6% rewards on hotel bookings, an ultra-low 0.99% forex markup, generous lounge access, and BOGO movie tickets, it offers outstanding value at just Rs 999 per year. However, the reward system is exclusively tied to MakeMyTrip, making it less versatile for those who book travel across multiple platforms.
Best For
Frequent travellers who book through MakeMyTrip regularly and want to earn unlimited myCash rewards on flights, hotels, and holiday packages.
Not Ideal For
Travellers who use multiple booking platforms or prefer airline miles. The myCash ecosystem is limited to MakeMyTrip redemptions only.
visits per year
Maximum 2 visits per quarter. Primary cardholder only. Via DreamFolks at domestic airports.
visits per year
Primary cardholder only. 1 complimentary international lounge visit per year.
Partner
All Spends
Makemytrip
Travel
Insurance Spends (capped at 1,000 myCash per anniversary year)
UPI Payments (RuPay variant)
International
Dining
Movies
Redeem your points for cashback, travel, and more
MakeMyTrip (Hotels, Flights, Holidays, Cabs, Buses)
Partner Vouchers via MakeMyTrip
Rs 1,000 MakeMyTrip voucher (valid for 1 year) issued within 45 days of joining fee realization. No minimum order requirement.
value
Complimentary 1-year MMTBLACK Gold Membership with guaranteed hotel discounts, zero cancellation fees, and priority customer care.
value
Rs 1,000 MakeMyTrip hotel voucher (valid for 3 months) on annual fee realization.
value
Annual fee of Rs 999 waived on spending Rs 3 lakh or more in the anniversary year.
Spend ₹3,00,000 within 365 days
value
Milestone-based tier upgrade to higher MMTBLACK tier on spending Rs 2 lakh annually on MakeMyTrip.
Spend ₹2,00,000 within 365 days
value
Movies
2 /month
100.00% off
Buy 1 Get 1 on BookMyShow & INOX. Max Rs 150 off on 2nd ticket, twice per month. Both RuPay & Mastercard variants eligible separately.
Dining
15.00% off
Up to 15% discount at 2,500+ partner restaurants across India via ICICI Bank Culinary Treats programme.
Travel Desk
Convert MakeMyTrip flight, hotel, and holiday bookings into 3-month no-cost EMIs.
See how this card performs in different spending categories compared to other cards.
The MakeMyTrip ICICI Bank Credit Card is a co-branded travel credit card launched through the partnership between ICICI Bank and MakeMyTrip, India's leading online travel booking platform. Available on both Mastercard and RuPay networks as a dual-card proposition, it is designed for travellers who frequently book flights, hotels, holiday packages, and other travel services through MakeMyTrip.
With an annual fee of just Rs 999 (waivable on Rs 3 lakh annual spend), the card offers up to 6% myCash rewards on MakeMyTrip bookings, an ultra-low 0.99% forex markup, complimentary airport lounge access, BOGO movie tickets, and a free MMTBLACK Gold membership. The myCash earned never expires and can be redeemed at a 1:1 ratio (1 myCash = Rs 1) for any travel booking on MakeMyTrip.
The MakeMyTrip ICICI Bank Credit Card is a co-branded travel credit card that replaces the earlier MakeMyTrip ICICI Bank Signature and Platinum credit cards, which have been discontinued. This new card consolidates the best features of both variants into a single offering at a competitive annual fee of Rs 999.
The card earns unlimited myCash on every eligible spend. Hotel bookings on MakeMyTrip earn 6% myCash (12 myCash per Rs 200), while flights, cabs, buses, and holiday bookings earn 3% (6 myCash per Rs 200). All other domestic and international spends earn 1% (2 myCash per Rs 200). Additionally, you earn 25 myCash for every train booking made through MakeMyTrip. myCash never expires and equals Rs 1 each.
The card charges only 0.99% forex markup on international transactions, compared to the standard 3.5% on most credit cards. Since you also earn 1% myCash on international spends, the effective forex cost is virtually zero, making this one of the most affordable cards for overseas spending.
Primary cardholders enjoy 8 complimentary domestic airport lounge visits per year (maximum 2 per quarter) and 1 complimentary international airport lounge visit per year. This benefit is not available for add-on cardholders.
On card activation, you receive a complimentary 1-year MMTBLACK Gold membership that includes guaranteed discounts on select hotels, zero cancellation fees on eligible bookings, priority customer care, and exclusive travel deals.
Enjoy Buy 1 Get 1 offers on movie tickets through BookMyShow and INOX twice per month. The maximum discount on the second ticket is Rs 150. Both the Mastercard and RuPay variants can claim this benefit separately, allowing monthly savings of up to Rs 600.
Access to the ICICI Bank Culinary Treats programme offering up to 15% discount at over 2,500 partner restaurants across India.
Every UPI payment made with the RuPay variant earns 1% guaranteed myCash plus up to 1% extra as RuPay coins, making everyday payments rewarding.
MakeMyTrip bookings for flights, hotels, and holiday packages can be conveniently converted into 3-month no-cost EMIs.
The MakeMyTrip ICICI Bank Credit Card provides complimentary airport lounge access to primary cardholders through the DreamFolks network.
Important: The MakeMyTrip ICICI Bank Credit Card is exempt from the ICICI Bank spending-linked lounge access rules implemented in July 2025. Cardholders enjoy lounge access without any minimum spending requirement.
The MakeMyTrip ICICI Bank Credit Card uses the myCash reward system where 1 myCash = Rs 1. myCash earned never expires once credited to your MakeMyTrip wallet.
| Category | myCash Earned | Reward Rate |
|---|---|---|
| Hotel Bookings on MakeMyTrip | 12 myCash per Rs 200 | 6% |
| Flights, Cabs, Bus, Holidays on MakeMyTrip | 6 myCash per Rs 200 | 3% |
| All Other Eligible Spends | 2 myCash per Rs 200 | 1% |
| Insurance Spends | 2 myCash per Rs 200 | 1% (capped at 1,000 myCash/year) |
| Train Bookings on MakeMyTrip | 25 myCash per booking | Flat reward |
| UPI Payments (RuPay) | 1% myCash + up to 1% RuPay coins | Up to 2% |
The following transactions do not earn myCash: rent payments, cash advances, fuel transactions, gambling, EMI transactions, balance transfers, joining/annual fees, late payment charges, reward redemption fees, and commercial transactions.
myCash can be redeemed for any travel booking on MakeMyTrip including flights, hotels, holiday packages, cabs, and buses. You can also purchase partner vouchers through MakeMyTrip using myCash. myCash cannot be encashed or transferred to a bank account.
| Fee Type | Amount |
|---|---|
| Joining Fee | Rs 999 + GST |
| Annual Fee | Rs 999 + GST (waived on Rs 3 lakh annual spend) |
| Supplementary Card Fee | Rs 199 per year |
| Cash Advance Fee | 2.5% of advance amount, minimum Rs 500 |
| Over Limit Fee | 2.5% of over-limit amount, minimum Rs 550 + GST |
| Forex Markup | 0.99% |
| Card Replacement Fee | Rs 200 |
| Late Payment Charges | Tiered: Nil (below Rs 100) to Rs 1,300 (above Rs 50,000) |
| Interest Rate (APR) | 3.75% per month (45% per annum) |
| Interest-Free Period | 18 to 48 days |
| Reward Redemption Fee | Rs 99 + GST per request |
| EMI Processing Fee | 2.99% capped at Rs 299 + GST (Instant EMI); up to 2% (EMI on Call) |
| Wallet Load Fee | 1% on loads of Rs 5,000+ (from Jan 2026) |
| Gaming Transaction Fee | 2% on skill-based gaming (from Jan 2026) |
| Rent Pay Fee | 1% of transaction amount |
| Fuel Transaction Fee | 1% on transactions exceeding Rs 10,000 |
| Utility Transaction Fee | 1% on transactions exceeding Rs 50,000 |
| Education Payment Fee | 1% via third-party apps |
| Transportation Fee | 1% on transactions exceeding Rs 50,000 (from Jan 2026) |
| DCC Fee | 0.99% on INR transactions at international merchants (from Jan 2026) |
| Railway Booking Surcharge | 1.80% (internet) / 2.50% (other) |
| Cheque/Auto-Debit Return | 2% of TAD, minimum Rs 500 |
| Branch Cash Payment | Rs 150 per transaction (from Jan 2026) |
The MakeMyTrip ICICI Bank Credit Card is an excellent choice for travellers who regularly book through MakeMyTrip. Its standout features include up to 6% myCash rewards on hotel bookings, an industry-leading 0.99% forex markup, generous airport lounge access (8 domestic + 1 international), BOGO movie tickets, and a complimentary MMTBLACK Gold membership, all at an annual fee of just Rs 999 that can be waived on Rs 3 lakh spend.
The card is best suited for MakeMyTrip loyalists who want to maximise their travel rewards within the MakeMyTrip ecosystem. The dual Mastercard and RuPay network offering adds flexibility, with UPI earning capability on the RuPay variant. However, if you book travel across multiple platforms or prefer airline miles that can be transferred to frequent flyer programmes, you may want to consider more versatile alternatives like the HDFC Infinia or ICICI Sapphiro.
Last updated: 31 January 2026
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