At a Glance
Key Benefits
3X shopping rewards, movie discounts, fuel surcharge waiver
Lounge Access
No lounge access
Eligibility
Salaried: Rs.35,000+/month, Age: 21-60, CIBIL: 700+
Quick Details
Reward Structure
All Spends
Shopping
Reward Calculator
Airport Lounge Access
visits per quarter
Access via Dreamfolks at domestic airports in India.
visits per year
International lounge access via Priority Pass.
Insurance Coverage
Lost Card
₹0
Zero liability for lost card transactions when reported within 3 days.
Fraud
₹0
Zero liability for unauthorized transactions.
Air Accident
₹50,00,000
Air accident cover for travel booked using this card.
Quick Analysis
The Yes Bank YES Premia is a solid credit card option. With an annual fee of ₹1999, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.
Pros
- Annual fee waiver on spending ₹150000
- 2 complimentary international lounge visits per year
- Good insurance coverage up to ₹50 lakh
Cons
- Limited lounge access (6 visits per year)
- High forex markup of 3.50% on international transactions
- High interest rate of 41.88% on revolving credit
Frequently Asked Questions
What are the key benefits of YES PREMIA Credit Card?
How many lounge visits are included with YES PREMIA?
How can I waive the annual fee?
What is the reward point value?
Is YES PREMIA accepted internationally?
User Reviews
Ready to Apply for YES Premia?
Get started with your application today and enjoy premium benefits, rewards, and exclusive privileges.
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