Card Image
YES Kiwi Klick RuPay
Annual Fee
FREE
Rewards/₹100 ⓘ
₹1.00
Normalized to balance base rate with bonus categories
Interest Rate
36.00%
Credit Score
650+
At a Glance
Key Benefits
Lifetime free, RuPay benefits, 1% cashback, UPI-linked
Lounge Access
RuPay railway lounge access
Eligibility
Salaried: Rs.20,000+/month, Age: 21-60, via Kiwi app
Quick Details
Annual Fee
FREE
#1
Joining Fee
FREE
#1
Interest Rate
36.00% p.a.
#45
Forex Markup
3.50%
#75
Rewards/₹100
₹1.00
#190
Reward Type Cashback
Reward Currency Cashback
Min Credit Score
650+
#13
Min Monthly Income ₹20
Network RUPAY
Cash Advance Fee 2.50% (min ₹300)
Late Payment Fee ₹400
Reward Structure
Base
All Spends
₹1.00 /₹100
Reward Calculator
₹
Allocate by Category 100%
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:
Quick Analysis
The YES Kiwi Klick RuPay is a straightforward lifetime free credit card from Yes Bank. While it may not offer premium perks, the zero annual fee makes it a low-risk option. Suitable for those who want a basic credit card without annual charges.
Pros
- Lifetime free - no annual or joining fee
- Direct cashback instead of points - no redemption hassle
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
Frequently Asked Questions
What is the annual fee for YES Kiwi Klick RuPay?
No, it is a lifetime free card.
Is there a joining fee for YES Kiwi Klick RuPay?
No, there is no joining fee.
What rewards does YES Kiwi Klick RuPay offer?
You can earn up to ₹1.00 cashback per ₹100 spent. The base cashback rate is ₹1.00 per ₹100.
Does YES Kiwi Klick RuPay offer lounge access?
This card does not include complimentary lounge access.
What is the eligibility for YES Kiwi Klick RuPay?
To apply for YES Kiwi Klick RuPay, you need minimum age of 21 years, minimum monthly income of ₹20000, credit score of 650+.
User Reviews
Ready to Apply for YES Kiwi Klick RuPay?
Get started with your application today and enjoy premium benefits, rewards, and exclusive privileges.