Card Image
YES RuPay Select
Annual Fee
₹999
Rewards/₹100 ⓘ
₹0.25
Normalized to balance base rate with bonus categories
Interest Rate
41.88%
Credit Score
680+
At a Glance
Key Benefits
RuPay benefits, UPI-linked, railway lounge access
Lounge Access
RuPay railway lounge access
Eligibility
Salaried: Rs.25,000+/month, Age: 21-60, CIBIL: 680+
Quick Details
Annual Fee
₹999
#165
Joining Fee
₹999
#166
Interest Rate
41.88% p.a.
#88
Forex Markup
3.50%
#75
Rewards/₹100
₹0.25
#276
Reward Type Reward Points
Reward Currency Points
Min Credit Score
680+
#38
Min Monthly Income ₹25
Network RUPAY
Cash Advance Fee 2.50% (min ₹300)
Late Payment Fee ₹500
Fee Waiver on Spend ₹75,000/yr
Reward Structure
Base
All Spends
₹0.25 /₹100
Reward Calculator
₹
Allocate by Category100%
Your Rewards
Points Earned500
Cash Value₹125
Breakdown
Other Spends500
Total Value₹125
Quick amounts:
Quick Analysis
The Yes Bank YES RuPay Select is a solid credit card option. With an annual fee of ₹999, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.
Pros
- Annual fee waiver on spending ₹75000
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 41.88% on revolving credit
Frequently Asked Questions
What is the annual fee for YES RuPay Select?
Yes, the annual fee is ₹999. The fee can be waived on annual spending of ₹75000.
Is there a joining fee for YES RuPay Select?
Yes, the joining fee is ₹999.
What rewards does YES RuPay Select offer?
You can earn rewards worth up to ₹0.25 per ₹100 spent. The base reward rate is ₹0.25 per ₹100.
Does YES RuPay Select offer lounge access?
This card does not include complimentary lounge access.
What is the eligibility for YES RuPay Select?
To apply for YES RuPay Select, you need minimum age of 21 years, minimum monthly income of ₹25000, credit score of 680+.
User Reviews
Ready to Apply for YES RuPay Select?
Get started with your application today and enjoy premium benefits, rewards, and exclusive privileges.