At a Glance
Key Benefits
Designed for women, 3X shopping rewards, lifestyle discounts
Lounge Access
No lounge access
Eligibility
Women only: Rs.20,000+/month, Age: 21-60, CIBIL: 650+
Quick Details
Annual Fee
₹499
#75
Joining Fee
₹499
#78
Interest Rate
41.88% p.a.
#88
Forex Markup
3.50%
#75
Rewards/₹100
₹0.25 - ₹0.75
#219
Reward Type Reward Points
Reward Currency Points
Min Credit Score
650+
#13
Min Monthly Income ₹20
Network MASTERCARD
Cash Advance Fee 2.50% (min ₹300)
Late Payment Fee ₹400
Fee Waiver on Spend ₹50,000/yr
Reward Structure
Base
All Spends
₹0.25 /₹100
Cat
Shopping
₹0.75 /₹100
Reward Calculator
₹
Allocate by Category 100%
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:
Quick Analysis
The Yes Bank YES Divaa is a solid credit card option. With an annual fee of ₹499, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.
Pros
- Low annual fee of just ₹499
- Annual fee waiver on spending ₹50000
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 41.88% on revolving credit
Frequently Asked Questions
What is the annual fee for YES Divaa?
Yes, the annual fee is ₹499. The fee can be waived on annual spending of ₹50000.
Is there a joining fee for YES Divaa?
Yes, the joining fee is ₹499.
What rewards does YES Divaa offer?
You can earn rewards worth up to ₹0.75 per ₹100 spent. The base reward rate is ₹0.25 per ₹100.
Does YES Divaa offer lounge access?
This card does not include complimentary lounge access.
What is the eligibility for YES Divaa?
To apply for YES Divaa, you need minimum age of 21 years, minimum monthly income of ₹20000, credit score of 650+.
User Reviews
Ready to Apply for YES Divaa?
Get started with your application today and enjoy premium benefits, rewards, and exclusive privileges.