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IDFC First Bank

IDFC First Bank Credit Cards 2026

Explore all credit cards from IDFC First Bank. 1 cards ranked by our experts.

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Best for: Regular HPCL fuel users looking for a low-fee fuel card with savings on everyday expenses including grocery, utility, and FASTag recharges.
IDFC FIRST Power

IDFC FIRST Power

3.6 CardNitty rating
APPLY NOW on IDFC First Bank's website

Annual fee

₹199

Rewards rate

₹0.33 - ₹3.02/₹100

Joining fee

₹199

Interest rate

46.20%

Card details
Forex Markup
3.50%
Categories Co-Branded, Entry Level, Fuel, Rewards
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CardNitty's take

Pros

  • Up to 5% savings on HPCL fuel with HP Pay App
  • Low annual fee of Rs.199 with easy waiver at Rs.50K spend
  • Never-expiring reward points
  • 2.5% savings on grocery, utility and FASTag
  • Interest-free ATM cash withdrawal for up to 45 days
  • Comprehensive insurance coverage including personal accident

Cons

  • No airport lounge access on base variant
  • Fuel savings limited to HPCL stations only
  • High forex markup of 3.5%
  • Reward caps on fuel, grocery and utility categories
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About IDFC First Bank

Total Cards

1

Country

India

Website

www.idfcfirstbank.com

Card Categories

Co-Branded Entry Level Fuel Rewards

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