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Best Professional in India 2026

Compare the best professional in India. 2 cards ranked by our experts.

Showing 2 cards

Best for: Medical professionals who want a dedicated credit card with professional indemnity insurance, dining rewards, and air miles conversion.
HDFC Doctors Superia

HDFC Doctors Superia

2.9 CardNitty rating
APPLY NOW on HDFC Bank's website

Annual fee

₹1,000

#45

Rewards rate

₹0.50 - ₹0.67/₹100

#86

Joining fee

₹1,000

#43

Interest rate

41.88%

#7
Card details
Forex Markup
3.50% #27
Min Credit Score
750+ #50
Categories Dining, Healthcare, Professional, Rewards
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CardNitty's take

Pros

  • Professional Indemnity Insurance up to Rs.20 Lakh - unique benefit for doctors
  • Rs.50 Lakh complimentary accidental death insurance
  • 50% bonus reward points on restaurant dining
  • Low annual fee of Rs.1,000 with easy spend-based waiver
  • Air miles conversion via KrisFlyer programme

Cons

  • No airport lounge access
  • Low base reward rate (2% effective at Rs.0.25 per point)
  • Reward points convertible only to KrisFlyer miles
  • Card sourcing has been discontinued for new applicants
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Best for: Teachers looking for a low-fee credit card with weekend bonus rewards, Teachers Day special benefits, and accidental death insurance coverage.
HDFC Teachers Platinum

HDFC Teachers Platinum

3.1 CardNitty rating
APPLY NOW on HDFC Bank's website

Annual fee

₹500

#21

Rewards rate

₹0.27 - ₹0.40/₹100

#83

Joining fee

₹500

#21

Interest rate

41.88%

#7
Card details
Forex Markup
3.50% #27
Min Credit Score
700+ #3
Categories Entry Level, Professional, Rewards
View full details
CardNitty's take

Pros

  • Exclusive card for teachers with special Teachers Day bonus
  • 3X reward points on weekend spending
  • Free accidental death insurance up to Rs. 50 Lakhs
  • Low annual fee of Rs. 500 with waiver option
  • Up to 3 free add-on cards

Cons

  • Reward points expire in just 2 years
  • No lounge access benefits
  • High forex markup of 3.5%
  • Low base reward rate of 0.27%
  • No welcome bonus
Read full review

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