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SBI Miles

SBI Cards
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Lounge Access Travel

Annual Fee

₹4,999

Rewards/₹100 ⓘ

₹0.50 - ₹1.00

Normalized to balance base rate with bonus categories

At a Glance

Key Benefits

1.99% forex markup

Lounge Access

No lounge access

Eligibility

Any income level, Age: 21-60 years

Quick Details

Annual Fee
₹4,999 #260
Joining Fee
₹4,999 #258
Forex Markup
1.99% #33
Rewards/₹100
₹0.50 - ₹1.00 #190
Reward Type Reward Points
Reward Currency Miles
Min Monthly Income ₹NaN
Network MASTERCARD
forex_markup 1.99%
fuel_surcharge_waiver 1.00%
Fee Waiver on Spend ₹10,00,000/yr

Reward Structure

Accel

International Spends

₹1.00 /₹100
Base

Domestic Spends

₹0.50 /₹100

Reward Calculator

₹
Allocate by Category100%
International Spends
2.0 pts
60%₹30,000
Other Spends
1.0 pts
40%₹20,000
Your Rewards
Points Earned800
Cash Value₹400
Breakdown
International Spends600
Other Spends200
Total Value₹400
Quick amounts:

Milestone Benefits

Welcome Bonus

Welcome bonus of 5,000 reward miles on first transaction.

₹5,000

value

Milestone

Bonus miles on Rs 2.5 lakhs annual spend.

Spend ₹2,50,000 within 365 days

₹5,000

value

Renewal Benefit

Annual fee waiver on Rs 2 lakhs spend.

Spend ₹2,00,000 within 365 days

₹4,999

value

Insurance Coverage

Lost Card

₹0

Zero liability for lost card transactions when reported within 3 days.

Fraud

₹0

Zero liability for unauthorized transactions.

Air Accident

₹50,00,000

Air accident cover for card bookings.

Quick Analysis

The SBI Cards SBI Miles is a solid credit card option. With an annual fee of ₹4999, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.

Pros

  • Annual fee waiver on spending ₹1000000
  • Good insurance coverage up to ₹50 lakh
  • Low forex markup of 1.99% - great for international spends

Cons

  • No complimentary lounge access
  • High income requirement of ₹1200K per month

Best For

Frequent travelers seeking air miles and premium travel benefits

Frequently Asked Questions

What are the fees for SBI Miles Credit Card?
The SBI Miles Credit Card has a joining fee of Rs 4,999 and annual fee of Rs 4,999. The annual fee can be waived on spending Rs 1,000,000 in the previous year.
What is the eligibility criteria for SBI Miles Credit Card?
To be eligible for the SBI Miles Credit Card, you need a minimum monthly income of varies based on profile, age between 21-60 years, and a credit score of 700+. SBI Cards customers with existing relationships may get preferential treatment.
What rewards does SBI Miles Credit Card offer?
The SBI Miles Credit Card earns reward points on all spending. Each reward point is valued at approximately Rs 0.50. Points can be redeemed for vouchers, merchandise, or travel bookings through the SBI Cards rewards portal.
Does SBI Miles Credit Card offer airport lounge access?
The SBI Miles Credit Card may provide limited or no complimentary lounge access. Please check with SBI Cards for the latest lounge access benefits.
How can I apply for SBI Miles Credit Card?
You can apply for the SBI Miles Credit Card through SBI Cards official website, mobile app, or by visiting your nearest SBI Cards branch. Existing customers can also apply through net banking.

User Reviews

Our Rating

3.0
APPLY NOW

on SBI Cards's website

Rating Breakdown

Rewards
3.3/5 Top 74%
Benefits
3.2/5
Fees
2.3/5 Top 86%
Value for Money
3.4/5 Top 44%
User Reviews
3.0/5 Top 50%

Important Links

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Get started with your application today and enjoy premium benefits, rewards, and exclusive privileges.

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