At a Glance
Key Benefits
Reward points, 1.99% forex markup
Lounge Access
4 domestic + Unlimited intl lounges/year
Eligibility
Income: Above Rs 1 Lakh/month, CIBIL: 750+
Quick Details
Reward Structure
All Spends
Reward Calculator
Milestone Benefits
40,000 reward points worth Rs 10,000
Spend ₹0
value
Tata CliQ voucher
Spend ₹1,00,000 within 30 days
value
Tata CliQ Luxury voucher
Spend ₹5,00,000 within 365 days
value
Taj voucher
Spend ₹10,00,000 within 365 days
value
Apple vouchers
Spend ₹20,00,000 within 365 days
value
Airport Lounge Access
visits
visits per quarter
Insurance Coverage
Air Accident
₹3,50,00,000
Lost Card
₹10,00,000
Lifestyle Perks
Golf
16 /year
Complimentary golf rounds
Golf Lessons
12 /year
Golf lessons
Movies
4 /month
BookMyShow tickets (max Rs 250 each)
Concierge
24x7 concierge service
Membership
3 /year
Club Marriott, WSJ, Mint memberships
Quick Analysis
SBI Aurum is a solid super-premium card for HNIs who can hit milestone spends for maximum value.
Pros
- Unlimited international lounge access. Up to Rs 35,000 in milestone vouchers. 16 golf rounds + 12 lessons annually. Low 1.99% forex markup. 4 BookMyShow tickets monthly. Club Marriott and WSJ memberships
Cons
- Only 1% base reward rate. High Rs 12L spend for fee waiver. Invite-only availability. No rewards on fuel and utilities. Annual fee of Rs 9,999
Best For
HNIs, luxury lifestyle seekers, frequent international travelers, high spenders
Not Ideal For
Those seeking high base rewards, low spenders, budget-conscious users
Frequently Asked Questions
What is the annual fee for SBI Aurum?
What are the eligibility requirements for SBI Aurum?
Does SBI Aurum offer lounge access?
What rewards does SBI Aurum offer?
What is the forex markup on international transactions?
Which payment network does SBI Aurum use?
User Reviews
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