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Club Vistara SBI Prime

Annual Fee

₹2,999

Rewards/₹100

₹1.50

Normalized to balance base rate with bonus categories

Interest Rate

42.00%

Credit Score

750+

At a Glance

Key Benefits

4 CV Points/Rs 200, Premium Economy welcome voucher, Vistara Gold status

Lounge Access

8 domestic + 4 international lounges/year via Priority Pass

Eligibility

Salaried: Rs 50,000+/month, Age: 21-60, CIBIL: 750+

Quick Details

Annual Fee
₹2,999 #236
Joining Fee
₹2,999 #236
Interest Rate
42.00% p.a. #108
Forex Markup
3.50% #75
Rewards/₹100
₹1.50 #166
Reward Type Reward Points
Reward Currency Points
Domestic Lounge Visits
8/year #30
Min Credit Score
750+ #186
Min Monthly Income ₹50
Network VISA
Late Payment Fee 3.50% (min ₹100)
Cash Advance Fee 2.50% (min ₹500)
Over Limit Fee 2.50% (min ₹500)

Reward Structure

Base

All Spends

₹1.50 /₹100
Partner

Vistara Flights

₹1.50 /₹100

Reward Calculator

Allocate by Category 100%
Vistara Flights
2.0 pts
60% ₹0
Other Spends
2.0 pts
40% ₹0
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:

Milestone Benefits

Welcome Bonus

1 Complimentary Premium Economy Class e-ticket voucher (sector up to 750 km)

₹10,000

value

Annual Benefit

Club Vistara Gold membership with priority check-in, boarding, and extra baggage

₹5,000

value

Airport Lounge Access

Domestic Free
8

visits per year

Domestic airport lounges via Priority Pass

Priority Pass Free
4

visits per year

International lounges via Priority Pass membership

Insurance Coverage

Air Accident

₹1,00,00,000

Coverage for air accidents when ticket purchased with card

Lost Card

₹1,00,000

Coverage for unauthorized transactions on lost/stolen card

Trip Cancellation

₹3,500

Compensation for flight cancellation/delay over 3 hours

Quick Analysis

The Club Vistara SBI Prime was an excellent co-branded card for frequent Vistara flyers. However, with the Vistara-Air India merger, the card has stopped accepting new applications.

Pros

  • Earn 4 CV Points per Rs 200 spent on all purchases
  • Complimentary Premium Economy ticket voucher on joining
  • Club Vistara Gold membership status with priority boarding
  • 8 domestic + 4 international lounge visits per year
  • Rs 1 Crore air accident insurance coverage

Cons

  • Card no longer accepting new applications (Vistara-Air India merger)
  • Milestone benefits discontinued from April 2025
  • Annual fee of Rs 2,999 with no waiver option
  • CV Points only useful for Vistara flights (limited redemption)

Best For

Existing cardholders who still fly Vistara routes

Not Ideal For

New applicants (card discontinued)

Frequently Asked Questions

Is Club Vistara SBI Prime still accepting new applications?
No, due to the Vistara-Air India merger, this card is no longer accepting new applications.
What are CV Points and how to redeem them?
CV Points can be redeemed for Vistara flight tickets, upgrades, and other Vistara services.
What is the welcome benefit on Club Vistara SBI Prime?
New cardholders receive 1 complimentary Premium Economy Class e-ticket voucher for sectors up to 750 km.
Are milestone benefits still available on this card?
No, SBI Card discontinued spending milestone benefits on Club Vistara cards from April 2025 onwards.
What lounge access comes with Club Vistara SBI Prime?
You get 8 complimentary domestic lounge visits and 4 international lounge visits per year through Priority Pass.
What happens to existing Club Vistara cardholders after the merger?
Existing cardholders can continue using their cards. CV Points remain valid and can be redeemed.

User Reviews

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