Home / SBI Cards / Apollo SBI
Card Image

Apollo SBI

Annual Fee

₹499

Rewards/₹100

₹1.00

Normalized to balance base rate with bonus categories

Interest Rate

42.00%

Credit Score

700+

At a Glance

Key Benefits

10% off at Apollo Pharmacy (max Rs 100/month), 5% off at Apollo Hospitals, 1% fuel surcharge waiver

Lounge Access

No complimentary lounge access

Eligibility

Salaried: Rs 25,000+/month, Age: 21-60 years, CIBIL: 700+

Quick Details

Annual Fee
₹499 #75
Joining Fee
₹499 #78
Interest Rate
42.00% p.a. #108
Forex Markup
3.50% #75
Rewards/₹100
₹1.00 #190
Reward Type Reward Points
Reward Currency Points
Min Credit Score
700+ #54
Min Monthly Income ₹25
Network VISA
Card Replacement Fee 100
Late Payment Fee ₹750
Over Limit Fee 2.50% (min ₹500)
Cash Advance Fee 2.50% (min ₹300)
Card Replacement Fee ₹100
Fee Waiver on Spend ₹50,000/yr

Reward Structure

Base

All Spends

₹1.00 /₹100

Reward Calculator

Allocate by Category 100%
Other Spends
4.0 pts
100% ₹0
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:

Insurance Coverage

Lost Card

₹0

Zero liability for unauthorized transactions when reported within 3 days.

Fraud

₹0

Zero liability for fraudulent online transactions.

Quick Analysis

Best suited for Apollo ecosystem users who regularly visit Apollo pharmacies and hospitals for healthcare needs.

Pros

  • 10% discount at Apollo Pharmacy up to Rs 100/month. 5% discount at Apollo hospitals. 1% fuel surcharge waiver. Free annual fee on Rs 50K spend.

Cons

  • Low reward rate of 1% on general spend. Benefits limited to Apollo ecosystem. Low credit limit range.

Best For

Regular Apollo Pharmacy and Hospital users

Not Ideal For

Those seeking high rewards on general spend

Frequently Asked Questions

What is the annual fee for Apollo SBI Card?
The annual fee is Rs 499, which can be waived on annual spend of Rs 50,000 or more.
What discounts do I get at Apollo Pharmacy?
You get 10% discount on purchases at Apollo Pharmacy outlets up to Rs 100 per month.
What are the hospital benefits?
You get 5% discount on medical expenses at Apollo Hospitals.
How many reward points do I earn?
You earn 4 reward points per Rs 100 spent on eligible purchases.
Is there fuel surcharge waiver?
Yes, 1% fuel surcharge waiver on fuel transactions between Rs 500-3000 at all fuel stations.

User Reviews

Ready to Apply for Apollo SBI?

Get started with your application today and enjoy premium benefits, rewards, and exclusive privileges.

Apply Now
APPLY NOW

Compare Cards

0 of 4 cards selected

No cards selected

Add cards to compare their features, fees, and rewards side by side.

Select at least 2 cards to compare