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RBL Platinum Maxima

RBL Bank
|
Lifestyle Lounge Access Rewards

Annual Fee

₹1,500

Rewards/₹100 ⓘ

₹0.90

Normalized to balance base rate with bonus categories

Interest Rate

42.00%

Credit Score

720+

At a Glance

Key Benefits

3X rewards on all spends, lounge access, fuel surcharge waiver, buy 1 get 1 movies

Lounge Access

2 domestic lounge visits per quarter

Eligibility

Salaried: Rs 50,000+/month, Age: 21-60 years, CIBIL: 720+

Quick Details

Annual Fee
₹1,500 #206
Joining Fee
₹1,500 #207
Interest Rate
42.00% p.a. #108
Forex Markup
3.50% #75
Rewards/₹100
₹0.90 #214
Reward Type Reward Points
Reward Currency Points
Domestic Lounge Visits
2/year #92
Min Credit Score
720+ #154
Min Monthly Income ₹50
Network MASTERCARD
Late Payment Fee ₹850
Over Limit Fee 2.50% (min ₹500)
Cash Advance Fee 2.50% (min ₹500)
Fee Waiver on Spend ₹1,00,000/yr

Reward Structure

Base

All Spends

₹0.90 /₹100

Reward Calculator

₹
Allocate by Category 100%
Other Spends
3.0 pts
100% ₹0
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:

Airport Lounge Access

Domestic Free
2

visits per quarter

Access via Mastercard lounge program at domestic airports.

Insurance Coverage

Lost Card

₹0

Zero liability for lost card transactions.

Fraud

₹0

Zero liability for unauthorized transactions.

Quick Analysis

The RBL Bank RBL Platinum Maxima is a solid credit card option. With an annual fee of ₹1500, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.

Pros

  • Annual fee waiver on spending ₹100000
  • Extended interest-free period of 50 days
  • Contactless payment enabled for quick transactions
  • Easy EMI conversion facility available
  • Add-on cards available for family members

Cons

  • Limited lounge access (2 visits per year)
  • High forex markup of 3.50% on international transactions
  • High interest rate of 42.00% on revolving credit

Frequently Asked Questions

What rewards does RBL Platinum Maxima offer?
3X reward points on all spends with no category restrictions. Points valued at Rs 0.30 each.
How many lounge visits are included?
2 complimentary domestic lounge visits per quarter via Mastercard lounge program.
How to waive the annual fee?
Annual fee of Rs 1,500 is waived on spending Rs 1 lakh or more in the previous year.
Are there any movie offers?
Yes, Buy 1 Get 1 free movie tickets on BookMyShow every weekend.
Is fuel surcharge waived?
Yes, 1% fuel surcharge waiver on transactions between Rs 400 and Rs 5,000.

User Reviews

Our Rating

3.0
APPLY NOW

on RBL Bank's website

Rating Breakdown

Rewards
3.1/5 Top 68%
Benefits
2.7/5 Top 94%
Fees
3.1/5 Top 68%
Value for Money
2.8/5 Top 84%
User Reviews
3.0/5 Top 50%

Important Links

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