NOVA
Annual Fee
₹12,500
Rewards/₹100 ⓘ
₹2.00 - ₹5.50
Interest Rate
47.88%
Credit Score
750+
At a Glance
Key Benefits
Rs.12.5K welcome gift, 6% travel rewards, golf benefits
Lounge Access
12 domestic + 12 international lounges/year + 4 guest visits
Eligibility
Invite-only, Income: Rs.1L+/month, Age: 21-65 years, CIBIL: 750+
Quick Details
Reward Structure
All Spends
Travel via portal
Reward Calculator
Milestone Benefits
Rs.12,500 gift card from Taj or Luxe
value
Rs.10,000 gift card on Rs.3 lakh quarterly spend
Spend ₹3,00,000 within 90 days
value
Airport Lounge Access
visits per year
visits per year
+ 4 guest visits
Insurance Coverage
Air Accident
₹1,00,00,000
Ticket purchased with card
Travel
₹50,00,000
Emergency overseas hospitalization
Lifestyle Perks
Golf
4 /year
4 complimentary golf rounds per year
Golf
12 /year
12 complimentary golf lessons per year
Dining
10% off at select fine-dining restaurants
Quick Analysis
The RBL NOVA is RBL Bank's premium card for affluent travelers with generous lounge access and strong milestone benefits.
Pros
- Rs.12,500 welcome gift card (Taj/Luxe)
- 6% rewards on travel via portal
- 12 domestic + 12 international lounges
- 4 complimentary guest visits
- Rs.10,000 gift card on Rs.3L quarterly spend
- 4 golf rounds + 12 lessons per year
- Premium metal card, low 2% forex
Cons
- Invite-only availability
- High annual fee of Rs.12,500
- Many exclusions: fuel, utilities, insurance
- Portal-based spending for optimal rewards
- Limited compared to HDFC Infinia
Best For
Affluent travelers who can maximize portal bookings
Not Ideal For
Those seeking openly available cards
Frequently Asked Questions
How can I get the RBL NOVA card?
What is the welcome benefit?
How many lounge visits do I get?
User Reviews
Ready to Apply for NOVA?
Get started with your application today and enjoy premium benefits, rewards, and exclusive privileges.
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