At a Glance
Key Benefits
10 RP/Rs.100 international, Rs.8K vouchers on Rs.8L spend, Priority Pass, golf, BookMyShow Rs.500 off 2x/month
Lounge Access
2 domestic visits per quarter (8/year) + 6 international Priority Pass visits per year
Eligibility
RBL Insignia Preferred Banking customers only. Requires Rs.30 lakh TRV or Rs.10 lakh AMB
Quick Details
Reward Structure
All Spends
International Transactions
Reward Calculator
Milestone Benefits
28,000 bonus reward points (worth Rs.7,000) on card activation - not applicable for Insignia Banking customers
value
Vouchers worth Rs.8,000 on favorite brands (Amazon, Myntra, Croma, MakeMyTrip, Taj Experiences)
Spend ₹8,00,000 within 365 days
value
Annual fee waiver (Rs.7,000) on Rs.10 lakh annual spend
Spend ₹10,00,000 within 365 days
value
Airport Lounge Access
visits per quarter
visits per year
Insurance Coverage
Travel
₹5,00,000
Travel insurance for mishaps during domestic and foreign travel
Lost Baggage
₹1,00,000
Coverage for lost or misplaced baggage during travel
Lost Card
₹50,000
Lost card liability protection
Lifestyle Perks
Concierge
1
24/7 concierge services for travel planning, dining reservations, event bookings
Golf
4 /year
4 complimentary golf rounds per year + 1 golf lesson per month
Meet Greet
2 /year
Complimentary meet & greet services at 30+ international airports
Dining
EazyDiner Prime: 25-50% discounts and 1+1 buffet privileges at premium restaurants
Movies
2 /month
Flat Rs.500 discount on movie tickets at BookMyShow (twice monthly)
Quick Analysis
The RBL Insignia Preferred Banking World Card is an excellent lifetime-free premium card exclusively for Insignia Preferred Banking customers (Rs.30L TRV or Rs.10L AMB). It offers comprehensive benefits including Priority Pass, golf privileges, restaurant discounts, and travel perks. Ideal for high-net-worth RBL customers who value premium lifestyle benefits.
Pros
- Lifetime free for Insignia Preferred Banking customers
- 10 reward points per Rs.100 on international spend (2.5% return)
- 8 domestic lounge visits per year (2 per quarter)
- 6 international lounge visits via Priority Pass annually
- Rs.8,000 milestone vouchers on Rs.8 lakh spend
- 28,000 welcome bonus points (non-Insignia customers)
- Rs.500 BookMyShow discount twice monthly
- 4 complimentary golf rounds + 1 lesson per month
- EazyDiner Prime: 25-50% restaurant discounts
- Hotel benefits at 2,400+ premium properties
- Meet & greet at 30+ international airports
- 24/7 concierge services
- 1% fuel surcharge waiver (up to Rs.250/month)
Cons
- Exclusive to Insignia Preferred Banking customers only
- Requires Rs.30 lakh TRV or Rs.10 lakh AMB
- Rs.7,000 annual fee for non-Insignia customers
- Limited international lounge visits (6 per year)
- Additional lounge visits cost $27-$35
- Insurance benefits unclear from official sources
- Welcome bonus not available for Insignia customers
- High annual spend (Rs.10L) for fee waiver
- Lower reward rate compared to premium competitors
- 2% forex markup higher than some premium cards
Best For
RBL Insignia Preferred Banking customers, frequent travelers, premium lifestyle seekers
Not Ideal For
Non-RBL customers, those without Rs.30L TRV/Rs.10L AMB, limited international travelers
Frequently Asked Questions
Who is eligible for the RBL Insignia Preferred Banking Credit Card?
What are the fees for this card?
How many reward points do I earn?
What lounge access benefits does the card provide?
What are the milestone benefits?
User Reviews
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