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Fun+ Credit Card

Annual Fee

₹499

Rewards/₹100

₹0.25 - ₹5.00

Normalized to balance base rate with bonus categories

Interest Rate

47.88%

Credit Score

700+

At a Glance

Key Benefits

Monthly ₹500 BookMyShow voucher on ₹5K spend, 20 RP/₹100 weekend dining, 10% movie discounts, ₹3K milestone vouchers

Lounge Access

No lounge access available (entry-level lifestyle card)

Eligibility

Age 21-60, minimum monthly income ₹15,000, credit score 700+, salaried or self-employed

Quick Details

Annual Fee
₹499 #75
Joining Fee
₹499 #78
Interest Rate
47.88% p.a. #267
Forex Markup
3.50% #75
Rewards/₹100
₹0.25 - ₹5.00 #49
Reward Type Reward Points
Reward Currency Points
Min Credit Score
700+ #54
Min Monthly Income ₹NaN
Network MASTERCARD
Card Replacement Fee 100
Late Payment Fee ₹750
Over Limit Fee 2.50%
Cash Advance Fee 2.50% (min ₹500)
Card Replacement Fee ₹100
Fee Waiver on Spend ₹1,50,000/yr

Reward Structure

Base

All Spends

₹0.25 /₹100
Cat

Weekend Dining

₹5.00 /₹100
Partner

Pizza Hut, KFC

₹2.50 /₹100
Partner

BookMyShow

₹2.50 /₹100

Reward Calculator

Allocate by Category100%
Weekend Dining
20.0 pts
40%₹20,000
Pizza Hut, KFC
10.0 pts
25%₹12,500
BookMyShow
10.0 pts
20%₹10,000
Other Spends
1.0 pts
15%₹7,500
Your Rewards
Points Earned2,075
Cash Value₹519
Breakdown
Weekend Dining1,000
Pizza Hut, KFC500
BookMyShow500
Other Spends75
Total Value₹519
Quick amounts:

Milestone Benefits

Welcome Bonus

BookMyShow movie voucher worth ₹1,000 on card activation

₹1,000

value

Milestone

Monthly BookMyShow voucher worth ₹500 on spending ₹5,000+ per month

Spend ₹5,000 within 30 days

₹500

value

Milestone

12,000 reward points (worth ₹3,000) redeemable for select vouchers on rblrewards.com

Spend ₹4,00,000 within 365 days

₹3,000

value

Renewal Benefit

Annual fee waiver (₹499) on ₹1.5 lakh annual spend

Spend ₹1,50,000 within 365 days

₹499

value

Insurance Coverage

Fraud

₹0

Zero fraud liability protection after reporting lost/stolen card to customer service

Lifestyle Perks

Movies

15 /year

10.00% off

10% discount on BookMyShow movie tickets (max ₹100 per transaction, up to 15 transactions yearly)

Dining

20 reward points per ₹100 on weekend dining transactions (5% value back)

Quick Analysis

The RBL Fun+ Credit Card is an entry-level lifestyle card designed for movie buffs and casual diners. While it offers attractive BookMyShow benefits and weekend dining rewards, it lacks premium features like lounge access and travel insurance. Best suited for young professionals and students who frequently watch movies and dine out on weekends. Note: This card is no longer accepting new applications and has been replaced by the RBL Play Credit Card.

Pros

  • Low annual fee of ₹499 (waived on ₹1.5L spend)
  • Monthly BookMyShow voucher worth ₹500 on ₹5K spend
  • 20 reward points per ₹100 on weekend dining
  • ₹3,000 milestone vouchers on ₹4 lakh annual spend
  • 10% discount on BookMyShow (up to 15 transactions/year)
  • 10 points per ₹100 at Pizza Hut, KFC, BookMyShow
  • Fuel surcharge waiver up to ₹100/month
  • Accepted at 25 million Mastercard outlets worldwide
  • EMV chip security + OTP for online transactions
  • Zero fraud liability protection

Cons

  • No longer accepting new applications (replaced by RBL Play)
  • No lounge access benefits
  • No travel insurance coverage
  • High interest rate of 47.88% annually
  • 3.5% forex markup on international transactions
  • Low base reward rate (1 point per ₹100 = 0.25%)
  • 1,000 points monthly cap on bonus categories
  • ₹99 + GST redemption fee (one-time per day)
  • Limited credit limit range (₹30K-₹2L)
  • Requires ₹5K monthly spend for BookMyShow voucher

Best For

Movie enthusiasts, weekend diners, students, first-time credit card users

Not Ideal For

Frequent travelers, premium benefits seekers, international shoppers, high spenders

Frequently Asked Questions

What are the fees for the RBL Fun+ Credit Card?
The joining fee is ₹499 + GST and the annual fee is also ₹499 + GST. The annual fee for Year 2 onwards is waived if you spend ₹1.5 lakh or more in the previous year.
How do I get the monthly BookMyShow voucher?
Spend ₹5,000 or more in a billing cycle and you will receive a BookMyShow voucher worth ₹500. The offer activates the day after the billing cycle starts (6 PM) and continues through the cycle end.
What reward points do I earn on this card?
You earn 20 points per ₹100 on weekend dining, 10 points per ₹100 at Pizza Hut, KFC, and BookMyShow, and 1 point per ₹100 on all other purchases. Each point is worth ₹0.25. Monthly cap is 1,000 points per billing cycle for bonus categories.
Is this card still available for new applications?
No, the RBL Fun+ Credit Card is no longer accepting new applications. It has been replaced by the RBL Bank Play Credit Card. Existing cardholders can continue using their Fun+ card.
Does this card offer lounge access?
No, the RBL Fun+ Credit Card does not offer airport lounge access. It is an entry-level lifestyle card focused on entertainment and dining benefits. For lounge access, consider premium cards like RBL World Safari.
What is the annual milestone benefit?
When your annual spends cross ₹4 lakh, you receive 12,000 reward points worth ₹3,000, which can be redeemed for select vouchers on rblrewards.com. There is a one-time redemption fee of ₹99 + GST per day.
What is the fuel surcharge waiver benefit?
You get 1% fuel surcharge waiver (up to ₹100 per month) on petrol pump transactions between ₹500 to ₹4,000. This applies at any petrol pump in India.
What is the forex markup on international transactions?
The RBL Fun+ Credit Card charges 3.5% forex markup on all foreign currency transactions. This is standard for entry-level cards. For lower forex charges, consider travel-focused cards.

User Reviews

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