Kotak White
Annual Fee
₹3,000
Rewards/₹100 ⓘ
₹1.00
Interest Rate
42.00%
Credit Score
750+
At a Glance
Key Benefits
Reward points
Lounge Access
8 domestic + 4 intl lounges/year
Eligibility
Contact bank, CIBIL: 750+
Quick Details
Reward Structure
White Pass value after Rs 2L spend
Reward Calculator
Milestone Benefits
Voucher Rs 1,500 on Rs 30K in 60 days
Spend ₹30,000
value
White Pass value up to Rs 27,000
Spend ₹2,00,000 within 365 days
value
Airport Lounge Access
visits per year
2 per quarter
visits per year
visits per year
Insurance Coverage
Lost Card
₹2,50,000
Lifestyle Perks
Concierge
24x7 concierge service for travel, dining, and lifestyle bookings
Dining
4 /month
Special dining offers and discounts at partner restaurants
Quick Analysis
Premium travel card with unique White Pass rewards for high spenders.
Pros
- 8 domestic + 4 intl lounge visits. White Pass rewards up to Rs 27K. National Geographic travel experiences. Rs 3,500 fuel waiver/year. Rs 1,500 welcome voucher
Cons
- Rewards only after Rs 2L spend. Not accepting new applications. Complex redemption. 2% rent fee
Best For
Travelers, high spenders seeking luxury vouchers
Not Ideal For
Low spenders, cashback seekers, online shoppers
Frequently Asked Questions
What is the annual fee for Kotak White?
What are the eligibility requirements for Kotak White?
Does Kotak White offer lounge access?
What rewards does Kotak White offer?
What is the forex markup on international transactions?
Which payment network does Kotak White use?
User Reviews
Ready to Apply for Kotak White?
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