Card Image
Kotak Solitaire
Annual Fee
₹25,000
Rewards/₹100 ⓘ
₹2.67 - ₹5.17
Normalized to balance base rate with bonus categories
Interest Rate
42.00%
Credit Score
800+
At a Glance
Key Benefits
8X rewards on all spends, 16X on travel, golf privileges
Lounge Access
Unlimited domestic and international lounges
Eligibility
Invite-only for Ultra HNI customers
Quick Details
Annual Fee
₹25,000
#297
Joining Fee
₹25,000
#296
Interest Rate
42.00% p.a.
#108
Forex Markup
3.50%
#75
Rewards/₹100
₹2.67 - ₹5.17
#48
Reward Type Reward Points
Reward Currency Points
Min Credit Score
800+
#273
Min Monthly Income ₹NaN
Network VISA
Late Payment Fee ₹1,300
Cash Advance Fee 2.50% (min ₹500)
Fee Waiver on Spend ₹15,00,000/yr
Reward Structure
Base
All Spends
₹2.67 /₹100
Cat
Travel
₹5.33 /₹100
Reward Calculator
₹
Allocate by Category100%
Your Rewards
Points Earned4,267
Cash Value₹2,133
Breakdown
Travel3,200
Other Spends1,067
Total Value₹2,133
Quick amounts:
Insurance Coverage
Air Accident
₹2,00,00,000
On tickets purchased with card.
Lost Card
₹5,00,000
Zero liability for fraudulent transactions.
Quick Analysis
The Kotak Mahindra Bank Kotak Solitaire is a solid credit card option. With an annual fee of ₹25000, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.
Pros
- Annual fee waiver on spending ₹1500000
- Comprehensive insurance coverage up to ₹2 crore
- 24x7 dedicated concierge service
- Extended interest-free period of 50 days
Cons
- High annual fee of ₹25000 may not suit everyone
- Significant joining fee of ₹25000
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
Frequently Asked Questions
Who is eligible for Kotak Solitaire?
It is an invite-only card for Ultra High Net Worth customers with Kotak Privy League membership.
What is the annual fee?
Rs 25,000 per year, waived on Rs 15 lakh annual spend.
What lounge access is provided?
Unlimited domestic and international lounge access for cardholder and guest.
What are the reward points?
8 points per Rs 150 on all spends, 16 points on travel.
Does it offer golf privileges?
Yes, complimentary green fees at premium golf courses across India.
User Reviews
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