Kotak Royale Signature

The Kotak Royale Signature Credit Card has a joining fee of Rs 1,999 and annual fee of Rs 1,999. The annual fee can be waived on spending Rs 200,000 in the previous year.

To be eligible for the Kotak Royale Signature Credit Card, you need a minimum monthly income of varies based on profile, age between 21-60 years, and a credit score of 700+. Kotak Mahindra Bank customers with existing relationships may get preferential treatment.

The Kotak Royale Signature Credit Card earns reward points on all spending. Each reward point is valued at approximately Rs 0.25. Points can be redeemed for vouchers, merchandise, or travel bookings through the Kotak Mahindra Bank rewards portal.

Yes, the Kotak Royale Signature Credit Card provides complimentary airport lounge access. Please check the lounge access section above for detailed information on domestic and international lounge visits.

You can apply for the Kotak Royale Signature Credit Card through Kotak Mahindra Bank official website, mobile app, or by visiting your nearest Kotak Mahindra Bank branch. Existing customers can also apply through net banking.