Card Image
Kotak League Platinum
Annual Fee
₹999
Rewards/₹100 ⓘ
₹0.25
Normalized to balance base rate with bonus categories
Interest Rate
40.80%
Credit Score
720+
At a Glance
Key Benefits
Reward points
Lounge Access
No lounge access
Eligibility
Any income level, CIBIL: 720+
Quick Details
Annual Fee
₹999
#165
Joining Fee
₹999
#166
Interest Rate
40.80% p.a.
#68
Forex Markup
3.50%
#75
Rewards/₹100
₹0.25
#276
Reward Type Reward Points
Reward Currency Points
Min Credit Score
720+
#154
Min Monthly Income ₹NaN
Network VISA
Late Payment Fee 15.00% (min ₹100)
Over Limit Fee ₹600
Cash Advance Fee 2.50% (min ₹500)
Fee Waiver on Spend ₹1,00,000/yr
Reward Structure
Base
All Spends
₹0.25 /₹100
Reward Calculator
₹
Allocate by Category100%
Your Rewards
Points Earned500
Cash Value₹125
Breakdown
Other Spends500
Total Value₹125
Quick amounts:
Milestone Benefits
Renewal Benefit
Annual fee waiver on Rs. 100000 annual spend
Spend ₹1,00,000 within 365 days
₹999
value
Insurance Coverage
Lost Card
₹0
Zero liability for lost card transactions.
Fraud
₹0
Zero liability for unauthorized transactions.
Quick Analysis
A decent mid-tier lifestyle card with entertainment benefits.
Pros
- Reasonable fee, movie discounts, fuel surcharge waiver
Cons
- Basic reward rate, limited lounge access
Best For
Mid-tier lifestyle card, movie and dining offers
Not Ideal For
Average reward rate
Frequently Asked Questions
What is the annual fee for Kotak League Platinum?
The annual fee is Rs. 999. The fee can be waived on spending Rs. 100000 annually.
What are the eligibility requirements for Kotak League Platinum?
A good credit score of 720+ is recommended. Income requirements vary based on your relationship with the bank.
Does Kotak League Platinum offer lounge access?
This card does not include complimentary lounge access as a primary benefit.
What rewards does Kotak League Platinum offer?
The card offers reward value ranging from 0.50% to 1.00% depending on spend categories.
What is the forex markup on international transactions?
The forex markup is 3.50% on international transactions.
Which payment network does Kotak League Platinum use?
The card is issued on the Visa network.
User Reviews
Ready to Apply for Kotak League Platinum?
Get started with your application today and enjoy premium benefits, rewards, and exclusive privileges.