Home / Kotak Mahindra Bank / IndiGo 6E Rewards XL
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IndiGo 6E Rewards XL

Annual Fee

₹2,500

Rewards/₹100

₹1.00 - ₹5.50

Normalized to balance base rate with bonus categories

Interest Rate

42.00%

Credit Score

700+

At a Glance

Key Benefits

6X on IndiGo, priority boarding, lounge access

Lounge Access

4 domestic lounges per year

Eligibility

Income: Rs 6L+/year, CIBIL: 700+

Quick Details

Annual Fee
₹2,500 #227
Joining Fee
₹2,500 #228
Interest Rate
42.00% p.a. #108
Forex Markup
3.50% #75
Rewards/₹100
₹1.00 - ₹5.50 #42
Reward Type Reward Points
Reward Currency Points
Min Credit Score
700+ #54
Min Monthly Income ₹50
Network VISA
Late Payment Fee ₹500
Fee Waiver on Spend ₹2,00,000/yr

Reward Structure

Base

All Spends

₹1.00 /₹100
Partner

IndiGo bookings

₹6.00 /₹100

Reward Calculator

Allocate by Category 100%
IndiGo bookings
12.0 pts
60% ₹0
Other Spends
2.0 pts
40% ₹0
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:

Insurance Coverage

Lost Card

₹0

Zero liability.

Quick Analysis

The Kotak Mahindra Bank IndiGo 6E Rewards XL is a solid credit card option. With an annual fee of ₹2500, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.

Pros

  • Annual fee waiver on spending ₹200000
  • Extended interest-free period of 50 days
  • Contactless payment enabled for quick transactions
  • Easy EMI conversion facility available
  • Add-on cards available for family members

Cons

  • No complimentary lounge access
  • High forex markup of 3.50% on international transactions
  • High interest rate of 42.00% on revolving credit

Frequently Asked Questions

How many points on IndiGo?
6X reward points on all IndiGo bookings.
What IndiGo benefits included?
Priority check-in and boarding, seat selection discount, lounge access.
What is the annual fee?
Rs 2,500 annual fee, waived on Rs 2 lakh spend.
How to redeem 6E Rewards?
Points can be redeemed for IndiGo flights, upgrades, or add-ons.
Is there lounge access?
Yes, 4 domestic lounge visits per year.

User Reviews

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