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Jupiter Edge

Jupiter Edge

Annual Fee

FREE

Rewards/₹100

₹1.00 - ₹5.00

Normalized to balance base rate with bonus categories

Interest Rate

42.00%

Credit Score

650+

At a Glance

Key Benefits

5% on Swiggy/Zomato, 2% on UPI, 4 lounge visits, lifetime free

Lounge Access

4 domestic lounge visits per year

Eligibility

Age: 21-60, Income: Rs 20,000+/month, CIBIL: 650+

Quick Details

Annual Fee
FREE #1
Joining Fee
FREE #1
Interest Rate
42.00% p.a. #108
Forex Markup
2.50% #63
Rewards/₹100
₹1.00 - ₹5.00 #49
Reward Type Cashback
Reward Currency Cashback
Domestic Lounge Visits
4/year #61
Min Credit Score
650+ #13
Min Monthly Income ₹20
Network VISA
Late Payment Fee ₹500
Over Limit Fee 2.50% (min ₹500)
Cash Advance Fee 2.50% (min ₹500)

Reward Structure

Base

All Spends

₹1.00 /₹100
Partner

Swiggy

₹5.00 /₹100
Partner

Zomato

₹5.00 /₹100
Cat

Online

₹2.00 /₹100

Reward Calculator

Allocate by Category100%
Swiggy
5.0 pts
40%₹20,000
Zomato
5.0 pts
25%₹12,500
Online
2.0 pts
20%₹10,000
Other Spends
1.0 pts
15%₹7,500
Your Rewards
Points Earned37
Cash Value₹37
Breakdown
Swiggy13
Zomato13
Online10
Other Spends2
Total Value₹37
Quick amounts:

Airport Lounge Access

Domestic Free
4

visits per year

4 domestic lounge visits per year via DreamFolks.

Category Rankings

See how this card performs in different spending categories compared to other cards.

Dining #8 /15
5.0000 pts/₹100 Top 54%
Online #18 /19
2.0000-5.0000 pts/₹100 Top 95%

Quick Analysis

The Jupiter Edge is an excellent choice for anyone looking for a no-cost credit card with solid rewards. With no annual fee and competitive reward rates, it's perfect for everyday spending. Highly recommended for first-time credit card users and budget-conscious spenders.

Pros

  • Lifetime free - no annual or joining fee
  • Good reward rate of up to ₹5.00 per ₹100
  • Direct cashback instead of points - no redemption hassle

Cons

  • Reward rates vary significantly across categories
  • Limited lounge access (4 visits per year)
  • High interest rate of 42.00% on revolving credit

Frequently Asked Questions

Is Jupiter Edge credit card free?
Yes, Jupiter Edge is completely lifetime free with zero joining and annual fee.
What is the cashback on Jupiter Edge?
Jupiter Edge offers 5% cashback on Swiggy/Zomato, 2% on UPI payments, and 1% on all other spends.
Does Jupiter Edge have lounge access?
Yes, Jupiter Edge offers 4 complimentary domestic lounge visits per year via DreamFolks.
What is Jupiter Edge forex markup?
Jupiter Edge has 2.5% forex markup on international transactions.
Can I apply for Jupiter Edge online?
Yes, you can apply for Jupiter Edge through the Jupiter app with instant approval.

User Reviews

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