OneCard (FPL Technologies) Credit Cards 2025
Explore all credit cards from OneCard (FPL Technologies). 1 cards ranked by our experts.
Visit Official WebsiteShowing 1 card
Best for: New credit users, international shoppers, budget-conscious premium seekers, FD-backed applicants
OneCard Metal
APPLY NOW
on OneCard (FPL Technologies)'s website
Annual fee
FREE
Rewards rate
₹0.20 - ₹1.00/₹100
Joining fee
FREE
Interest rate
45.00%
Card details
Forex Markup
1.00%
Min Monthly Income ₹20
Categories Entry Level, Lifetime Free, Rewards
CardNitty's take
Pros
- Lifetime FREE metal card - no fees ever
- Low 1% forex markup (industry lowest for free cards)
- 5X rewards on top 2 spending categories (1% cashback)
- 100% fuel surcharge waiver up to Rs.400/month
- Points never expire
- Instant digital card activation in 5 minutes
- MyFamily feature - share limit with 5 family members
- EMI at low 1.33% monthly interest
- FD-backed option for low credit score users
Cons
- Low base reward rate (0.2%)
- No lounge access (domestic or international)
- 5X rewards require multi-category spending
- Rs.3000 cancellation fee if closed within 6 months
- No welcome bonus without referral code
- Excluded categories: rent, fuel (for rewards), wallets
About OneCard (FPL Technologies)
Card Categories
Quick Links
Find the Best OneCard (FPL Technologies) Card for You
Compare 1 credit cards and choose the one that fits your lifestyle.
View All Cards